08837 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 08837 zip code it's important to know that our rates are very competitive for homeowners living in Edison, NJ. Many homeowners based out of your 08837 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 08837 should appear in the zip code field ready to go. For Edison, NJ Homeowners Insurance Quotes nearby, we offer the best rates and service.

08837: Average Home Insurance Rates

For homeowners living in the great city of Edison, the average homeowners policy is considered high in comparison to other states. New Jersey premiums are estimated to be around $934 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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08837 Home Insurance Average Premiums

Local 08837 homeowners insurance quotes comparison

$684 /yr.

Shows Zip Code: 08837 lowest rates with discounts applied on average.

For the 08837, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$684 /yr.
Average Coverage:	$934 /yr.
2600 sq. ft. or higher (all discounts applied)	$1234 /yr.

What is the average home insurance cost for a home in 08837?

• The average homeowners insurance premium paid annually for a home in 08837 is around $934 per year.

What does it cost on average per month for home insurance in 08837?

• Homeowners in 08837 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 08837?

• Autoowners in 08837 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Edison area, check out other zip codes nearby 08837.
Review average rates in another zip code:
08837 homeowners insurance rates
08817 homeowners insurance rates
08820 homeowners insurance rates

Home Replacement Cost Coverage in 08837

Average Building Cost Per Square Foot in 08837: $193

Location: Edison, New Jersey (Middlesex County)

Average Square Footage in 08837: 1,779 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08837 before you start any project. Edison homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08837 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08837 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,779 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Edison area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$193	1,779	$343,300
Additional Upgrades & Added Features	$241	1,779	$429,125
Major Home Updates or Advancements	$290	1,779	$514,950

Calculate Your Dwelling Coverage in 08837

It's important to understand that when you estimate your replacement cost of your home in the 08837 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 08837

Allstate New Jersey Insurance Company - Ted Tenzlinger

Address: 1199 Amboy Ave Edison, NJ 08837
Phone:
Website: http://www.national.citysearch.com/profile/666684990/edison_nj/allstate_new_jersey_insurance_company_ted_tenzlinger.html
Info:

Fraser Brothers Group, Llc

Address: 811 Amboy Ave Edison, NJ 08837
Phone:
Website: http://www.national.citysearch.com/profile/external/662420950/edison_nj/fraser_brothers_group_llc.html
Info:

Allstate New Jersey Insurance Company - Brian Gallagher

Address: 510 Thornall St Edison, NJ 08837
Phone:
Website: http://www.national.citysearch.com/profile/667540620/edison_nj/allstate_new_jersey_insurance_company_brian_gallagher.html
Info:

Housing Demographics for 08837

Population Review for 08837 Zip Code

For the city of Edison, the population within 08837 has increased to over 18,033 residents in population size. The current population total is 18,463. We have broken down the population based on race below. In 08837, there are over 9069 in male population and 9394 females.

Population	Values
Total Population	18,463
White Population	6450
Black Population	1927
Hispanic Population	2755
Asian Population	7310
Hawaiian Population	5
Indian Population	91
Other Population	1289
Male Population	9069
Female Population	9394
Population Estimate	18033

Household Data for 08837

The average number of homes in 08837 is around 7,066, there are an average of 2.57 per household. The average house value according to local real estate values is around $343,300. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	7,066
Persons Per Household	2.57
Average House Value	$343,300
Income Per Household	$98468
Median Age	38.7
Median Age Male	38.2
Median Age Female	39.2

08837 Details	Values
State	NJ
State Full Name	New Jersey
City Type	P
City Alias Abbreviation
Area Code	732/908/848
City	Edison
City Alias Name	EDISON
County	Middlesex
County FIPS	023
State FIPS	34
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5015
CSA	408
CBSA	35620
CBSA_DIV	29484
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	Middlesex-Somerset-Hunterdon, NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1092
Number Of Employees	35813
Business First Quarter Payroll	618077
Business Annual Payroll	2643362
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	2340249
Congressional District	06
Congressional LandArea	215.55
Delivery Residential	7017
Delivery Business	1201
Delivery Total	8280
Preferred Last Line Key	V10401
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	Lakewood-New Brunswick, NJ
City State Key	V10401
Land Area	9.136000
Water Area	0.443000
City Alias Code
City Mixed Case	Edison
City Alias Mixed Case	Edison
Box Count	0
SFDU	4456
MFDU	601
State ANSI	34
County ANSI	023
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	332347
Unique ZIP Name
SSA State County Code	31270
Medicare CBSA Code	35154
Medicare CBSA Name	New Brunswick-Lakewood, NJ
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Middlesex

New Jersey Homeowners Insurance News & Information

Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]

Home Insurance Quotes in 08837!