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If you live in the 08880 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of South Bound Brook have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NJ licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 08880 and then compare quotes from a variety of nationwide insurance companies.

08880 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 08880 the average premium for homeowners coverage is $965 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 08880. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 08880 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best South Bound Brook, NJ home insurance quotes in your area.

08880 Home Insurance Average Premiums

Local 08880 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 08880 lowest rates with discounts applied on average.

For the 08880, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1265 /yr.

What is the average home insurance cost for a home in 08880?

  • • The average homeowners insurance premium paid annually for a home in 08880 is around $965 per year.

What does it cost on average per month for home insurance in 08880?

  • • Homeowners in 08880 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08880?

  • • Autoowners in 08880 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Bound Brook area, check out other zip codes nearby 08880.
Review average rates in another zip code:
08880 homeowners insurance rates

Home Replacement Cost Coverage in 08880

Average Building Cost Per Square Foot in 08880: $193

Location: South Bound Brook, New Jersey (Somerset County)

Average Square Footage in 08880: 1,430 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08880 before you start any project. South Bound Brook homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08880 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08880 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,430 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Bound Brook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,430$275,900
Additional Upgrades & Added Features$2411,430$344,875
Major Home Updates or Advancements$2901,430$413,850

It's important to understand that when you estimate your replacement cost of your home in the 08880 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08880

Best Home & Auto Insurance Agencies in 08880

Housing Demographics for 08880

Population Review for 08880 Zip Code

For the city of South Bound Brook, the population within 08880 has increased to over 4,975 residents in population size. The current population total is 4,872. We have broken down the population based on race below. In 08880, there are over 2475 in male population and 2397 females.

PopulationValues
Total Population4,872
White Population2467
Black Population572
Hispanic Population1537
Asian Population402
Hawaiian Population1
Indian Population75
Other Population742
Male Population2475
Female Population2397
Population Estimate4975

Household Data for 08880

The average number of homes in 08880 is around 1,855, there are an average of 2.62 per household. The average house value according to local real estate values is around $275,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,855
Persons Per Household2.62
Average House Value$275,900
Income Per Household$83986
Median Age38.2
Median Age Male36.7
Median Age Female39.6
08880 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias AbbreviationS BOUND BROOK
Area Code732/848
CitySouth Bound Brook
City Alias NameSOUTH BOUND BROOK
CountySomerset
County FIPS035
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5015
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMiddlesex-Somerset-Hunterdon, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses60
Number Of Employees369
Business First Quarter Payroll4169
Business Annual Payroll18358
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District12
Congressional LandArea412.23
Delivery Residential1899
Delivery Business98
Delivery Total2904
Preferred Last Line KeyV11432
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV11432
Land Area0.646000
Water Area0.095000
City Alias Code
City Mixed CaseSouth Bound Brook
City Alias Mixed CaseSouth Bound Brook
Box Count69
SFDU1415
MFDU91
State ANSI34
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number337890
Unique ZIP Name
SSA State County Code31350
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSomerset

New Jersey Homeowners Insurance News & Information

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