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If you live in the 10024 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of New York have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NY licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 10024 and then compare quotes from a variety of nationwide insurance companies.

10024 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 10024 the average premium for homeowners coverage is $1201 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 10024. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 10024 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best New York, NY home insurance quotes in your area.

10024 Home Insurance Average Premiums

Local 10024 homeowners insurance quotes comparison

$951 /yr.

Shows Zip Code: 10024 lowest rates with discounts applied on average.

For the 10024, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$951 /yr.
Average Coverage:$1201 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1501 /yr.

What is the average home insurance cost for a home in 10024?

  • • The average homeowners insurance premium paid annually for a home in 10024 is around $1201 per year.

What does it cost on average per month for home insurance in 10024?

  • • Homeowners in 10024 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 10024?

  • • Autoowners in 10024 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10024.
Review average rates in another zip code:
10282 homeowners insurance rates
10001 homeowners insurance rates
10021 homeowners insurance rates
10004 homeowners insurance rates
10009 homeowners insurance rates
10037 homeowners insurance rates
10027 homeowners insurance rates
10036 homeowners insurance rates
10023 homeowners insurance rates
10017 homeowners insurance rates

Home Replacement Cost Coverage in 10024

Average Building Cost Per Square Foot in 10024: $205

Location: New York, New York (New York County)

Average Square Footage in 10024: 8,005 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10024 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10024 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10024 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 8,005 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2058,005$1,641,100
Additional Upgrades & Added Features$2568,005$2,051,375
Major Home Updates or Advancements$3088,005$2,461,650

It's important to understand that when you estimate your replacement cost of your home in the 10024 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10024

Best Home & Auto Insurance Agencies in 10024

Erik Chiprich State Farm Insurance

Address: 473 Amsterdam Ave New York, NY 10024
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 10024

Population Review for 10024 Zip Code

For the city of New York, the population within 10024 has increased to over 56,990 residents in population size. The current population total is 62,250. We have broken down the population based on race below. In 10024, there are over 29187 in male population and 33063 females.

PopulationValues
Total Population62,250
White Population46065
Black Population3342
Hispanic Population7255
Asian Population4285
Hawaiian Population39
Indian Population116
Other Population2645
Male Population29187
Female Population33063
Population Estimate56990

Household Data for 10024

The average number of homes in 10024 is around 30,189, there are an average of 1.98 per household. The average house value according to local real estate values is around $1,641,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode30,189
Persons Per Household1.98
Average House Value$1,641,100
Income Per Household$153177
Median Age43.3
Median Age Male42.8
Median Age Female43.7
10024 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code212/646/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1859
Number Of Employees14837
Business First Quarter Payroll188638
Business Annual Payroll909822
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District12
Congressional LandArea14.79
Delivery Residential28783
Delivery Business923
Delivery Total30217
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.885000
Water Area0.156000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count305
SFDU550
MFDU28220
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]