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Home Insurance in 10001

Our rates are very competitive for homeowners living in the 10001 zip code. Many homeowners based out of New York, NY have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NY licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 10001 should appear in the zip code field ready to go.

10001 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the New York area? The average homeowners premium in 10001 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 10001, you can expect to pay around $1027 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 10001

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of New York. Start your 10001 home insurance shopping today!

  1. New York, NY Home Insurance Quotes

10001 Home Insurance Average Premiums

Local 10001 homeowners insurance quotes comparison

$777 /yr.

Shows Zip Code: 10001 lowest rates with discounts applied on average.

For the 10001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$777 /yr.
Average Coverage:$1027 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1327 /yr.

What is the average home insurance cost for a home in 10001?

  • • The average homeowners insurance premium paid annually for a home in 10001 is around $1027 per year.

What does it cost on average per month for home insurance in 10001?

  • • Homeowners in 10001 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 10001?

  • • Autoowners in 10001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10001.
Review average rates in another zip code:
10016 homeowners insurance rates
10065 homeowners insurance rates
10032 homeowners insurance rates
10026 homeowners insurance rates
10006 homeowners insurance rates
10035 homeowners insurance rates
10022 homeowners insurance rates
10036 homeowners insurance rates
10002 homeowners insurance rates
10001 homeowners insurance rates

Home Replacement Cost Coverage in 10001

Average Building Cost Per Square Foot in 10001: $205

Location: New York, New York (New York County)

Average Square Footage in 10001: 2,282 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10001 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,282 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,282$467,800
Additional Upgrades & Added Features$2562,282$584,750
Major Home Updates or Advancements$3082,282$701,700

It's important to understand that when you estimate your replacement cost of your home in the 10001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10001

Best Home & Auto Insurance Agencies in 10001

Premier Insurance Services of New York City

Address: 244 5th Ave, #2592 New York, NY 10001
Phone:
Website: http://www.newyorkcitynyinsurance.com/
Info:

Csir Enterprises Of Ct In

Address: 225 W 34th St, Ste 1405 New York, NY 10001
Phone:
Website:
Info:

Auto Insurance 007

Address: 244 5th Ave, Ste K258 New York, NY 10001
Phone:
Website: http://www.autoinsurance007.com/
Info:

Allstate Insurance Companies - Sales Offices- Manhattan

Address: 287 10th Ave New York, NY 10001
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Empire Blue Cross and Blue Shield - Hospital OR Medical Claims

Address: 11 West 42 Customer Service New York, NY 10001
Phone:
Website:
Info:

Housing Demographics for 10001

Population Review for 10001 Zip Code

For the city of New York, the population within 10001 has increased to over 31,004 residents in population size. The current population total is 32,612. We have broken down the population based on race below. In 10001, there are over 15174 in male population and 17438 females.

PopulationValues
Total Population32,612
White Population17409
Black Population3691
Hispanic Population7279
Asian Population6403
Hawaiian Population57
Indian Population131
Other Population2051
Male Population15174
Female Population17438
Population Estimate31004

Household Data for 10001

The average number of homes in 10001 is around 16,624, there are an average of 1.70 per household. The average house value according to local real estate values is around $467,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,624
Persons Per Household1.70
Average House Value$467,800
Income Per Household$101409
Median Age34.0
Median Age Male36.1
Median Age Female32.0
10001 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code646/332/718/917/929/212/347
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6626
Number Of Employees141331
Business First Quarter Payroll4401881
Business Annual Payroll16437815
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District12
Congressional LandArea14.79
Delivery Residential18238
Delivery Business5850
Delivery Total24364
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.624000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count151
SFDU151
MFDU18087
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]