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10011 Homeowners Insurance Quotes & Rates

New York residents living within the 30,714 homes available in the zip code of 10011 are shopping online to compare cheaper and more affordable New York, NY home insurance rates. In the great city of New York, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of New York is around $1,144 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 10011 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 10011 home insurance rates today! Please give us a call now at 1-855-976-2656. For New York, NY Homeowners Insurance Quotes, Click to easily get started!

10011 Home Insurance Average Premiums

Local 10011 homeowners insurance quotes comparison

$894 /yr.

Shows Zip Code: 10011 lowest rates with discounts applied on average.

For the 10011, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$894 /yr.
Average Coverage:$1144 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1444 /yr.

What is the average home insurance cost for a home in 10011?

  • • The average homeowners insurance premium paid annually for a home in 10011 is around $1144 per year.

What does it cost on average per month for home insurance in 10011?

  • • Homeowners in 10011 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 10011?

  • • Autoowners in 10011 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10011.
Review average rates in another zip code:
10280 homeowners insurance rates
10012 homeowners insurance rates
10040 homeowners insurance rates
10037 homeowners insurance rates
10007 homeowners insurance rates
10019 homeowners insurance rates
10003 homeowners insurance rates
10128 homeowners insurance rates
10010 homeowners insurance rates
10035 homeowners insurance rates

Home Replacement Cost Coverage in 10011

Average Building Cost Per Square Foot in 10011: $205

Location: New York, New York (New York County)

Average Square Footage in 10011: 5,085 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10011 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10011 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10011 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,085 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2055,085$1,042,400
Additional Upgrades & Added Features$2565,085$1,303,000
Major Home Updates or Advancements$3085,085$1,563,600

It's important to understand that when you estimate your replacement cost of your home in the 10011 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10011

Best Home & Auto Insurance Agencies in 10011

Allstate Insurance Company - the Westmore Agency

Address: 249 W 18th St New York, NY 10011
Phone:
Website: http://www.newyork.citysearch.com/profile/662199170/new_york_ny/allstate_insurance_company_the_westmore_agency.html
Info:

Jeff Waddle State Farm Insurance

Address: 58 W 8th St New York, NY 10011
Phone:
Website: http://www.thewaddleagency.com/
Info:

Housing Demographics for 10011

Population Review for 10011 Zip Code

For the city of New York, the population within 10011 has increased to over 54,280 residents in population size. The current population total is 53,318. We have broken down the population based on race below. In 10011, there are over 27090 in male population and 26228 females.

PopulationValues
Total Population53,318
White Population38456
Black Population2407
Hispanic Population6072
Asian Population5452
Hawaiian Population54
Indian Population145
Other Population2133
Male Population27090
Female Population26228
Population Estimate54280

Household Data for 10011

The average number of homes in 10011 is around 30,714, there are an average of 1.67 per household. The average house value according to local real estate values is around $1,042,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode30,714
Persons Per Household1.67
Average House Value$1,042,400
Income Per Household$139343
Median Age38.5
Median Age Male40.3
Median Age Female36.2
10011 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code646/332/347/929/917/212/718
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3536
Number Of Employees65245
Business First Quarter Payroll3023706
Business Annual Payroll11794663
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District10|12
Congressional LandArea14.25|14.79
Delivery Residential32503
Delivery Business2712
Delivery Total35581
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.648000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count232
SFDU533
MFDU31970
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]