Compare 10075 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 10075 area? The average homeowners premium in New York for a standard homeowners policy is around $1,103/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 10075 zip code, the population size is around 27,796 with 14,830 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 10075.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for New York, NY Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NY Rate	Discounts	Savings	Shop Rates
$1,356	up to 40% off	$542	Get New York, NY Rates!

10075 Home Insurance Average Premiums

Local 10075 homeowners insurance quotes comparison

$853 /yr.

Shows Zip Code: 10075 lowest rates with discounts applied on average.

For the 10075, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$853 /yr.
Average Coverage:	$1103 /yr.
2600 sq. ft. or higher (all discounts applied)	$1403 /yr.

What is the average home insurance cost for a home in 10075?

• The average homeowners insurance premium paid annually for a home in 10075 is around $1103 per year.

What does it cost on average per month for home insurance in 10075?

• Homeowners in 10075 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 10075?

• Autoowners in 10075 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10075.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 10075

Average Building Cost Per Square Foot in 10075: $205

Location: New York, New York (New York County)

Average Square Footage in 10075: 4,904 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10075 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10075 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10075 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,904 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	4,904	$1,005,300
Additional Upgrades & Added Features	$256	4,904	$1,256,625
Major Home Updates or Advancements	$308	4,904	$1,507,950

Calculate Your Dwelling Coverage in 10075

It's important to understand that when you estimate your replacement cost of your home in the 10075 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 10075

Allstate Insurance Companies

Address: 1103 Lexington Ave New York, NY 10075
Phone:
Website: http://www.agent.allstate.com/randymoccia
Info:

Flanagan- Dick J - State Farm Insurance Agent

Address: 146 E 78th St New York, NY 10075
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 10075

Population Review for 10075 Zip Code

For the city of New York, the population within 10075 has increased to over 26,306 residents in population size. The current population total is 27,796. We have broken down the population based on race below. In 10075, there are over 12144 in male population and 15652 females.

Population	Values
Total Population	27,796
White Population	22122
Black Population	517
Hispanic Population	1954
Asian Population	2689
Hawaiian Population	12
Indian Population	28
Other Population	526
Male Population	12144
Female Population	15652
Population Estimate	26306

Household Data for 10075

The average number of homes in 10075 is around 14,830, there are an average of 1.83 per household. The average house value according to local real estate values is around $1,005,300. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	14,830
Persons Per Household	1.83
Average House Value	$1,005,300
Income Per Household	$131372
Median Age	40.5
Median Age Male	39.7
Median Age Female	41.1

10075 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	347
City	New York
City Alias Name	NEW YORK
County	New York
County FIPS	061
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5600
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	New York, NY PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	889
Number Of Employees	6607
Business First Quarter Payroll	102730
Business Annual Payroll	490500
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	12
Congressional LandArea	14.79
Delivery Residential	14375
Delivery Business	656
Delivery Total	15031
Preferred Last Line Key	V14966
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V14966
Land Area	0.189000
Water Area	0.000000
City Alias Code
City Mixed Case	New York
City Alias Mixed Case	New York
Box Count	0
SFDU	197
MFDU	14178
State ANSI	36
County ANSI	061
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	355825
Unique ZIP Name
SSA State County Code	33420
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	New York

New York Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

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