Compare 10016 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in New York just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 35,172 neighbors looking to save on their home insurance policy in the local 10016 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 10016. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your New York, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in New York, NY

10016 Home Insurance Average Premiums

Local 10016 homeowners insurance quotes comparison

$719 /yr.

Shows Zip Code: 10016 lowest rates with discounts applied on average.

For the 10016, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$719 /yr.
Average Coverage:	$969 /yr.
2600 sq. ft. or higher (all discounts applied)	$1269 /yr.

What is the average home insurance cost for a home in 10016?

• The average homeowners insurance premium paid annually for a home in 10016 is around $969 per year.

What does it cost on average per month for home insurance in 10016?

• Homeowners in 10016 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 10016?

• Autoowners in 10016 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10016.
Review average rates in another zip code:
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10016 homeowners insurance rates
10035 homeowners insurance rates

Home Replacement Cost Coverage in 10016

Average Building Cost Per Square Foot in 10016: $205

Location: New York, New York (New York County)

Average Square Footage in 10016: 4,308 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10016 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10016 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10016 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,308 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	4,308	$883,100
Additional Upgrades & Added Features	$256	4,308	$1,103,875
Major Home Updates or Advancements	$308	4,308	$1,324,650

Calculate Your Dwelling Coverage in 10016

It's important to understand that when you estimate your replacement cost of your home in the 10016 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 10016

Gunn & Company

Address: 30 E 39th St New York, NY 10016
Phone:
Website:
Info:

Gary S. Leonardi

Address: 230 Lexington Ave New York, NY 10016
Phone:
Website:
Info:

Affordable Auto Insurance New York

Address: 347 5th Ave, Ste 1402-504 New York, NY 10016
Phone:
Website: http://www.affordableautoinsurancenewyork.com/
Info:

Allstate Insurance Company - Frank Ramos

Address: 261 5th Ave New York, NY 10016
Phone:
Website: http://www.allstateagencies.com/057818?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - the Goldstein Group

Address: 31 E 32nd St New York, NY 10016
Phone:
Website: http://www.allstateagencies.com/dbgoldstein/Welcome/
Info:

Housing Demographics for 10016

Population Review for 10016 Zip Code

For the city of New York, the population within 10016 has increased to over 62,776 residents in population size. The current population total is 62,336. We have broken down the population based on race below. In 10016, there are over 28962 in male population and 33374 females.

Population	Values
Total Population	62,336
White Population	39879
Black Population	3304
Hispanic Population	5786
Asian Population	12457
Hawaiian Population	104
Indian Population	105
Other Population	1894
Male Population	28962
Female Population	33374
Population Estimate	62776

Household Data for 10016

The average number of homes in 10016 is around 35,172, there are an average of 1.69 per household. The average house value according to local real estate values is around $883,100. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	35,172
Persons Per Household	1.69
Average House Value	$883,100
Income Per Household	$136431
Median Age	32.7
Median Age Male	33.7
Median Age Female	31.8

10016 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	212/917/646/718/347/929
City	New York
City Alias Name	NEW YORK
County	New York
County FIPS	061
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5600
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	New York, NY PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	5097
Number Of Employees	109431
Business First Quarter Payroll	3312840
Business Annual Payroll	13746113
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	12
Congressional LandArea	14.79
Delivery Residential	37146
Delivery Business	3613
Delivery Total	40772
Preferred Last Line Key	V14966
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V14966
Land Area	0.549000
Water Area	0.000000
City Alias Code
City Mixed Case	New York
City Alias Mixed Case	New York
Box Count	0
SFDU	315
MFDU	36826
State ANSI	36
County ANSI	061
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	355825
Unique ZIP Name
SSA State County Code	33420
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	New York

New York Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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