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10023 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 10023 zip code find a great new policy that offers the coverage they need at a price they can afford.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 10023 and start shopping.

Quickly and Easily Compare Average Rates for 10023

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New York, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 10023

Homeowners in New York are paying roughly $979 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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10023 Home Insurance Average Premiums

Local 10023 homeowners insurance quotes comparison

$729 /yr.

Shows Zip Code: 10023 lowest rates with discounts applied on average.

For the 10023, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$729 /yr.
Average Coverage:$979 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1279 /yr.

What is the average home insurance cost for a home in 10023?

  • • The average homeowners insurance premium paid annually for a home in 10023 is around $979 per year.

What does it cost on average per month for home insurance in 10023?

  • • Homeowners in 10023 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 10023?

  • • Autoowners in 10023 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10023.
Review average rates in another zip code:
10032 homeowners insurance rates
10028 homeowners insurance rates
10009 homeowners insurance rates
10282 homeowners insurance rates
10044 homeowners insurance rates
10019 homeowners insurance rates
10065 homeowners insurance rates
10033 homeowners insurance rates
10280 homeowners insurance rates
10040 homeowners insurance rates

Home Replacement Cost Coverage in 10023

Average Building Cost Per Square Foot in 10023: $205

Location: New York, New York (New York County)

Average Square Footage in 10023: 6,525 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10023 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10023 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10023 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,525 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2056,525$1,337,600
Additional Upgrades & Added Features$2566,525$1,672,000
Major Home Updates or Advancements$3086,525$2,006,400

It's important to understand that when you estimate your replacement cost of your home in the 10023 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10023

Best Home & Auto Insurance Agencies in 10023

Allstate Insurance Company - Anthony Pomponio

Address: 125 W 72nd St New York, NY 10023
Phone:
Website: http://www.allstateagencies.com/060559?cid=OTC-YP.com-IYP&att=TL
Info:

The McKoy Agency Incorporated

Address: 125 W 72nd St, Ste 5R New York, NY 10023
Phone:
Website: http://www.allstate.com/
Info:

Allstate Insurance Company - Evangelos Loukatos

Address: 165 W End Ave New York, NY 10023
Phone:
Website: http://www.newyork.citysearch.com/profile/662408990/new_york_ny/allstate_insurance_company_evangelos_loukatos.html
Info:

Chen & Ordynans

Address: 145 West 72nd Street Frnt New York, NY 10023
Phone:
Website:
Info:

Housing Demographics for 10023

Population Review for 10023 Zip Code

For the city of New York, the population within 10023 has increased to over 71,513 residents in population size. The current population total is 71,164. We have broken down the population based on race below. In 10023, there are over 32265 in male population and 38899 females.

PopulationValues
Total Population71,164
White Population50346
Black Population3080
Hispanic Population7060
Asian Population8904
Hawaiian Population33
Indian Population157
Other Population2524
Male Population32265
Female Population38899
Population Estimate71513

Household Data for 10023

The average number of homes in 10023 is around 37,878, there are an average of 1.81 per household. The average house value according to local real estate values is around $1,337,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode37,878
Persons Per Household1.81
Average House Value$1,337,600
Income Per Household$136109
Median Age41.3
Median Age Male41.0
Median Age Female41.7
10023 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code212/347/646/718/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2283
Number Of Employees36722
Business First Quarter Payroll790051
Business Annual Payroll3278163
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District12
Congressional LandArea14.79
Delivery Residential39510
Delivery Business1202
Delivery Total42002
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.969000
Water Area0.037000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count862
SFDU221
MFDU39288
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]