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Compare 10128 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in New York just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 32,818 neighbors looking to save on their home insurance policy in the local 10128 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 10128. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your New York, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in New York, NY

10128 Home Insurance Average Premiums

Local 10128 homeowners insurance quotes comparison

$610 /yr.

Shows Zip Code: 10128 lowest rates with discounts applied on average.

For the 10128, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$610 /yr.
Average Coverage:$860 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1160 /yr.

What is the average home insurance cost for a home in 10128?

  • • The average homeowners insurance premium paid annually for a home in 10128 is around $860 per year.

What does it cost on average per month for home insurance in 10128?

  • • Homeowners in 10128 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 10128?

  • • Autoowners in 10128 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10128.
Review average rates in another zip code:
10026 homeowners insurance rates
10282 homeowners insurance rates
10044 homeowners insurance rates
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10007 homeowners insurance rates
10016 homeowners insurance rates
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10018 homeowners insurance rates
10025 homeowners insurance rates

Home Replacement Cost Coverage in 10128

Average Building Cost Per Square Foot in 10128: $205

Location: New York, New York (New York County)

Average Square Footage in 10128: 5,734 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10128 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10128 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10128 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,734 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2055,734$1,175,400
Additional Upgrades & Added Features$2565,734$1,469,250
Major Home Updates or Advancements$3085,734$1,763,100

It's important to understand that when you estimate your replacement cost of your home in the 10128 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10128

Allstate Insurance - Eric Yergan

Address: 226 E 89th St New York, NY 10128
Phone: (212)831-3100
Website:

Best Home & Auto Insurance Agencies in 10128

Steward Ins Agency Inc - Nationwide Insurance

Address: 1556 3rd Ave, Ste 401 New York, NY 10128
Phone:
Website: http://www.newyork.citysearch.com/profile/667161230/new_york_ny/steward_ins_agency_inc_nationwide_insurance.html
Info:

Allstate Insurance - Eric Yergan

Address: 226 E 89th St New York, NY 10128
Phone:
Website:
Info:

Nationwide Insurance Insurance

Address: 1556 3rd Ave New York, NY 10128
Phone:
Website: http://www.newyork.citysearch.com/profile/external/613618960/new_york_ny/nationwide_insurance_insurance.html
Info:

Housing Demographics for 10128

Population Review for 10128 Zip Code

For the city of New York, the population within 10128 has increased to over 62,400 residents in population size. The current population total is 64,249. We have broken down the population based on race below. In 10128, there are over 28667 in male population and 35582 females.

PopulationValues
Total Population64,249
White Population46313
Black Population2871
Hispanic Population6662
Asian Population7365
Hawaiian Population18
Indian Population97
Other Population2235
Male Population28667
Female Population35582
Population Estimate62400

Household Data for 10128

The average number of homes in 10128 is around 32,818, there are an average of 1.94 per household. The average house value according to local real estate values is around $1,175,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode32,818
Persons Per Household1.94
Average House Value$1,175,400
Income Per Household$127919
Median Age37.8
Median Age Male37.7
Median Age Female38.0
10128 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code646/212/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1556
Number Of Employees13904
Business First Quarter Payroll192816
Business Annual Payroll865552
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District12|13
Congressional LandArea14.79|10.25
Delivery Residential32165
Delivery Business937
Delivery Total33620
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.454000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count344
SFDU397
MFDU31731
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]