Get multiple home insurance quotes in 10065. Our licensed 10065, NY agents are ready to serve you.

10065 Home Insurance Quotes & Rates

Currently, the 18,170 homes within the 10065 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for New York is around $940 per year for a standard HO-3 homeowners policy. A standard homeowners policy in New York, NY, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 10065.

New York is now ranking #16 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 New York home insurance quotes all in one place then GetHomeInsuranceQuotes.com of New York has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 10065 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your New York, New York home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For New York, NY Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

10065 Home Insurance Average Premiums

Local 10065 homeowners insurance quotes comparison

$690 /yr.

Shows Zip Code: 10065 lowest rates with discounts applied on average.

For the 10065, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$690 /yr.
Average Coverage:$940 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1240 /yr.

What is the average home insurance cost for a home in 10065?

  • • The average homeowners insurance premium paid annually for a home in 10065 is around $940 per year.

What does it cost on average per month for home insurance in 10065?

  • • Homeowners in 10065 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 10065?

  • • Autoowners in 10065 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10065.
Review average rates in another zip code:
10128 homeowners insurance rates
10019 homeowners insurance rates
10014 homeowners insurance rates
10012 homeowners insurance rates
10006 homeowners insurance rates
10004 homeowners insurance rates
10003 homeowners insurance rates
10023 homeowners insurance rates
10065 homeowners insurance rates
10021 homeowners insurance rates

Home Replacement Cost Coverage in 10065

Average Building Cost Per Square Foot in 10065: $205

Location: New York, New York (New York County)

Average Square Footage in 10065: 6,265 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10065 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10065 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10065 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,265 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2056,265$1,284,300
Additional Upgrades & Added Features$2566,265$1,605,375
Major Home Updates or Advancements$3086,265$1,926,450

It's important to understand that when you estimate your replacement cost of your home in the 10065 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10065

Best Home & Auto Insurance Agencies in 10065

Allstate - the Eastmore Agency

Address: 440 E 62nd St, Ste 1B New York, NY 10065
Phone:
Website: http://www.allstateagencies.com/robcapialbi/welcome/
Info:

Allstate Insurance Company - Robert Capialbi

Address: 440 E 62nd St New York, NY 10065
Phone:
Website: http://www.newyork.citysearch.com/profile/662422030/new_york_ny/allstate_insurance_company_robert_capialbi.html
Info:

Housing Demographics for 10065

Population Review for 10065 Zip Code

For the city of New York, the population within 10065 has increased to over 31,062 residents in population size. The current population total is 32,891. We have broken down the population based on race below. In 10065, there are over 14761 in male population and 18130 females.

PopulationValues
Total Population32,891
White Population25583
Black Population545
Hispanic Population2141
Asian Population3740
Hawaiian Population22
Indian Population28
Other Population564
Male Population14761
Female Population18130
Population Estimate31062

Household Data for 10065

The average number of homes in 10065 is around 18,170, there are an average of 1.80 per household. The average house value according to local real estate values is around $1,284,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,170
Persons Per Household1.80
Average House Value$1,284,300
Income Per Household$152335
Median Age40.0
Median Age Male39.2
Median Age Female40.7
10065 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code212/646/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1559
Number Of Employees37516
Business First Quarter Payroll975230
Business Annual Payroll4054213
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District12
Congressional LandArea14.79
Delivery Residential17257
Delivery Business1308
Delivery Total18565
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.417000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count0
SFDU402
MFDU16855
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]