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10040 Home Insurance Rates

Getting multiple homeowners insurance rates in 10040 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of New York, NY. Many homeowners based out of the 10040 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our New York licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 10040 should appear in the zip code field ready to go. For New York, NY Home Insurance Quotes, Click to easily get started!

10040 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 10040 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in New York. For a basic HO-3, standard homeowners policy, the average premium per year in New York is around $1066. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 10040 zip code today and let us help you save time and money on your homeowners insurance premium.

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10040 Home Insurance Average Premiums

Local 10040 homeowners insurance quotes comparison

$816 /yr.

Shows Zip Code: 10040 lowest rates with discounts applied on average.

For the 10040, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$816 /yr.
Average Coverage:$1066 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1366 /yr.

What is the average home insurance cost for a home in 10040?

  • • The average homeowners insurance premium paid annually for a home in 10040 is around $1066 per year.

What does it cost on average per month for home insurance in 10040?

  • • Homeowners in 10040 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 10040?

  • • Autoowners in 10040 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10040.
Review average rates in another zip code:
10025 homeowners insurance rates
10036 homeowners insurance rates
10033 homeowners insurance rates
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10002 homeowners insurance rates
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10029 homeowners insurance rates
10023 homeowners insurance rates

Home Replacement Cost Coverage in 10040

Average Building Cost Per Square Foot in 10040: $205

Location: New York, New York (New York County)

Average Square Footage in 10040: 2,030 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10040 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10040 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10040 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,030 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,030$416,100
Additional Upgrades & Added Features$2562,030$520,125
Major Home Updates or Advancements$3082,030$624,150

It's important to understand that when you estimate your replacement cost of your home in the 10040 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10040

Best Home & Auto Insurance Agencies in 10040

Darryl Dodson State Farm Insurance

Address: 172 Hillside Ave New York, NY 10040
Phone:
Website: http://www.darryldodson.com/
Info:

Jainarine, Jay - Allstate

Address: 160 Hillside Ave New York, NY 10040
Phone:
Website: http://www.allstateagencies.com/MJainarine/Welcome/
Info:

Housing Demographics for 10040

Population Review for 10040 Zip Code

For the city of New York, the population within 10040 has increased to over 39,494 residents in population size. The current population total is 40,405. We have broken down the population based on race below. In 10040, there are over 18668 in male population and 21737 females.

PopulationValues
Total Population40,405
White Population10876
Black Population3341
Hispanic Population27267
Asian Population1135
Hawaiian Population23
Indian Population451
Other Population17642
Male Population18668
Female Population21737
Population Estimate39494

Household Data for 10040

The average number of homes in 10040 is around 16,295, there are an average of 2.43 per household. The average house value according to local real estate values is around $416,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,295
Persons Per Household2.43
Average House Value$416,100
Income Per Household$54700
Median Age39.3
Median Age Male37.5
Median Age Female41.2
10040 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code646/212/917/347/929/914
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses595
Number Of Employees3544
Business First Quarter Payroll35891
Business Annual Payroll154496
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District13
Congressional LandArea10.25
Delivery Residential16253
Delivery Business493
Delivery Total17233
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.567000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count400
SFDU115
MFDU16138
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

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