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10002 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 10002? Our rates are very competitive for homeowners living in New York, NY. Many homeowners based out of your 10002 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 10002 should appear in the zip code field ready to go. For New York, NY Home Insurance Rate Quotes click to review the best rates and service online!

10002 Average Premium is Rated: High!

Homeowners living in 10002 can easily save up to 40% off the average home insurance premium of $1053 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in New York that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 10002 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 10002!

10002 Home Insurance Average Premiums

Local 10002 homeowners insurance quotes comparison

$803 /yr.

Shows Zip Code: 10002 lowest rates with discounts applied on average.

For the 10002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$803 /yr.
Average Coverage:$1053 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1353 /yr.

What is the average home insurance cost for a home in 10002?

  • • The average homeowners insurance premium paid annually for a home in 10002 is around $1053 per year.

What does it cost on average per month for home insurance in 10002?

  • • Homeowners in 10002 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 10002?

  • • Autoowners in 10002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10002.
Review average rates in another zip code:
10009 homeowners insurance rates
10010 homeowners insurance rates
10069 homeowners insurance rates
10002 homeowners insurance rates
10011 homeowners insurance rates
10030 homeowners insurance rates
10005 homeowners insurance rates
10044 homeowners insurance rates
10034 homeowners insurance rates
10017 homeowners insurance rates

Home Replacement Cost Coverage in 10002

Average Building Cost Per Square Foot in 10002: $205

Location: New York, New York (New York County)

Average Square Footage in 10002: 3,510 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10002 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,510 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,510$719,500
Additional Upgrades & Added Features$2563,510$899,375
Major Home Updates or Advancements$3083,510$1,079,250

It's important to understand that when you estimate your replacement cost of your home in the 10002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10002

Best Home & Auto Insurance Agencies in 10002

Allstate Insurance Company - Michael Ming

Address: 211 E Broadway New York, NY 10002
Phone:
Website: http://www.allstateagencies.com/052171?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Fu Agency Chau

Address: 195 Chrystie St New York, NY 10002
Phone:
Website: http://www.allstateagencies.com/ChauFu/Welcome/
Info:

Auto Insurance New York

Address: 27 Division St New York, NY 10002
Phone:
Website: http://www.auto-insurance-new-york.info/
Info:

Housing Demographics for 10002

Population Review for 10002 Zip Code

For the city of New York, the population within 10002 has increased to over 83,317 residents in population size. The current population total is 82,155. We have broken down the population based on race below. In 10002, there are over 38848 in male population and 43307 females.

PopulationValues
Total Population82,155
White Population22907
Black Population8260
Hispanic Population20147
Asian Population33523
Hawaiian Population75
Indian Population440
Other Population9576
Male Population38848
Female Population43307
Population Estimate83317

Household Data for 10002

The average number of homes in 10002 is around 36,733, there are an average of 2.16 per household. The average house value according to local real estate values is around $719,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode36,733
Persons Per Household2.16
Average House Value$719,500
Income Per Household$37093
Median Age41.0
Median Age Male39.0
Median Age Female43.5
10002 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2667
Number Of Employees19971
Business First Quarter Payroll173596
Business Annual Payroll902676
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District10
Congressional LandArea14.25
Delivery Residential38573
Delivery Business2573
Delivery Total41948
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.822000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count601
SFDU251
MFDU36512
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]