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Home Insurance Rates in 10036

For homeowners shopping online in 10036, our insurance rates are very competitive for homeowners living in New York, NY. Many homeowners based out of the great city of New York have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 10036, simply click the "Get Multiple Quotes Now" button. Your 10036 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. New York, NY Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

10036 Home Insurance Rating is: High!

If you live in 10036, you can easily save up to 40% off the average home insurance premium of $859 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in New York can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 10036 today!

Get Multiple Home Insurance Rates in 10036!

10036 Home Insurance Average Premiums

Local 10036 homeowners insurance quotes comparison

$609 /yr.

Shows Zip Code: 10036 lowest rates with discounts applied on average.

For the 10036, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$609 /yr.
Average Coverage:$859 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1159 /yr.

What is the average home insurance cost for a home in 10036?

  • • The average homeowners insurance premium paid annually for a home in 10036 is around $859 per year.

What does it cost on average per month for home insurance in 10036?

  • • Homeowners in 10036 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 10036?

  • • Autoowners in 10036 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10036.
Review average rates in another zip code:
10023 homeowners insurance rates
10069 homeowners insurance rates
10005 homeowners insurance rates
10002 homeowners insurance rates
10028 homeowners insurance rates
10065 homeowners insurance rates
10031 homeowners insurance rates
10013 homeowners insurance rates
10033 homeowners insurance rates
10029 homeowners insurance rates

Home Replacement Cost Coverage in 10036

Average Building Cost Per Square Foot in 10036: $205

Location: New York, New York (New York County)

Average Square Footage in 10036: 5,725 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10036 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10036 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10036 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,725 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2055,725$1,173,700
Additional Upgrades & Added Features$2565,725$1,467,125
Major Home Updates or Advancements$3085,725$1,760,550

It's important to understand that when you estimate your replacement cost of your home in the 10036 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10036

Best Home & Auto Insurance Agencies in 10036

Custodio, Bella - Allstate Insurance Company

Address: 36 W 44th St New York, NY 10036
Phone:
Website: http://www.newyork.citysearch.com/profile/external/47363706/new_york_ny/custodio_bella_allstate_insurance_company.html
Info:

Empire Blue Cross and Blue Shield - Provider Service Empire Fast Check- Professional Provi

Address: 11 W 42nd St, Fl 17 New York, NY 10036
Phone:
Website:
Info:

Allstate Insurance Company - Ernest Joseph

Address: 56 W 45th St New York, NY 10036
Phone:
Website: http://www.newyork.citysearch.com/profile/662234180/new_york_ny/allstate_insurance_company_ernest_joseph.html
Info:

Joseph, Lawrence H - Allstate

Address: 56 W 45th St, #803 New York, NY 10036
Phone:
Website: http://www.allstateagencies.com/LJoseph/Welcome/
Info:

Barrett, Brock - State Farm Insurance Agent

Address: 1200 Avenue of the Americas New York, NY 10036
Phone:
Website: http://www.newyork.citysearch.com/profile/external/608784660/new_york_ny/barrett_brock_state_farm_insurance_agent.html
Info:

Housing Demographics for 10036

Population Review for 10036 Zip Code

For the city of New York, the population within 10036 has increased to over 33,316 residents in population size. The current population total is 33,868. We have broken down the population based on race below. In 10036, there are over 18738 in male population and 15130 females.

PopulationValues
Total Population33,868
White Population16504
Black Population3971
Hispanic Population6040
Asian Population7338
Hawaiian Population155
Indian Population179
Other Population2434
Male Population18738
Female Population15130
Population Estimate33316

Household Data for 10036

The average number of homes in 10036 is around 19,676, there are an average of 1.60 per household. The average house value according to local real estate values is around $1,173,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,676
Persons Per Household1.60
Average House Value$1,173,700
Income Per Household$98177
Median Age36.6
Median Age Male37.5
Median Age Female35.5
10036 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code212/646/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5655
Number Of Employees143615
Business First Quarter Payroll10193791
Business Annual Payroll27565509
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District12
Congressional LandArea14.79
Delivery Residential20823
Delivery Business5319
Delivery Total26479
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.447000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count0
SFDU104
MFDU20718
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]