Quickly Revew Homeowners Insurance in 10027

If you own a home in New York, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 10027 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 10027 and start comparing rates now.

10027 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 10027 is $877 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 10027 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New York, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

10027 Home Insurance Average Premiums

Local 10027 homeowners insurance quotes comparison

$627 /yr.

Shows Zip Code: 10027 lowest rates with discounts applied on average.

For the 10027, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$627 /yr.
Average Coverage:	$877 /yr.
2600 sq. ft. or higher (all discounts applied)	$1177 /yr.

What is the average home insurance cost for a home in 10027?

• The average homeowners insurance premium paid annually for a home in 10027 is around $877 per year.

What does it cost on average per month for home insurance in 10027?

• Homeowners in 10027 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 10027?

• Autoowners in 10027 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10027.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 10027

Average Building Cost Per Square Foot in 10027: $205

Location: New York, New York (New York County)

Average Square Footage in 10027: 3,896 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10027 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10027 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10027 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,896 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	3,896	$798,600
Additional Upgrades & Added Features	$256	3,896	$998,250
Major Home Updates or Advancements	$308	3,896	$1,197,900

Calculate Your Dwelling Coverage in 10027

It's important to understand that when you estimate your replacement cost of your home in the 10027 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 10027

Allstate Insurance Company - Thania Salazar

Address: 2041 Adam Clayton Powell Jr Blvd New York, NY 10027
Phone:
Website: http://www.newyork.citysearch.com/profile/664927410/new_york_ny/allstate_insurance_company_thania_salazar.html
Info:

Allstate Insurance Company - Esther Jordan

Address: 46 Tiemann Pl New York, NY 10027
Phone:
Website: http://www.newyork.citysearch.com/profile/667696710/new_york_ny/allstate_insurance_company_esther_jordan.html
Info:

Housing Demographics for 10027

Population Review for 10027 Zip Code

For the city of New York, the population within 10027 has increased to over 56,909 residents in population size. The current population total is 64,037. We have broken down the population based on race below. In 10027, there are over 29170 in male population and 34867 females.

Population	Values
Total Population	64,037
White Population	17307
Black Population	23606
Hispanic Population	16699
Asian Population	6777
Hawaiian Population	48
Indian Population	515
Other Population	8811
Male Population	29170
Female Population	34867
Population Estimate	56909

Household Data for 10027

The average number of homes in 10027 is around 24,553, there are an average of 2.23 per household. The average house value according to local real estate values is around $798,600. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	24,553
Persons Per Household	2.23
Average House Value	$798,600
Income Per Household	$58435
Median Age	31.8
Median Age Male	31.3
Median Age Female	32.2

10027 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	212/646/718/917
City	New York
City Alias Name	NEW YORK
County	New York
County FIPS	061
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5600
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	New York, NY PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1185
Number Of Employees	45171
Business First Quarter Payroll	774383
Business Annual Payroll	3240072
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	13
Congressional LandArea	10.25
Delivery Residential	25520
Delivery Business	1158
Delivery Total	27534
Preferred Last Line Key	V14966
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V14966
Land Area	0.942000
Water Area	0.000000
City Alias Code
City Mixed Case	New York
City Alias Mixed Case	New York
Box Count	594
SFDU	602
MFDU	24867
State ANSI	36
County ANSI	061
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	355825
Unique ZIP Name
SSA State County Code	33420
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	New York

New York Homeowners Insurance News & Information

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Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

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