Get multiple home insurance quotes in 10029. Our licensed 10029, NY agents are ready to serve you.

Start Searching Home Insurance Quotes in 10029

Are you paying too much for homeowners insurance in 10029? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in New York, NY that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our New York licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 10029?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 10029 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 10029 and get ready to save.

3 Easy Ways To Save Money In 10029

These three links will help you explore home insurance quotes in 10029 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 10029 Home Insurance Costs Rated: high!

The average price for a homeowners insurance policy in New York is roughly $1120. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 10029 Homeowners Insurance Rates Right Now!

10029 Home Insurance Average Premiums

Local 10029 homeowners insurance quotes comparison

$870 /yr.

Shows Zip Code: 10029 lowest rates with discounts applied on average.

For the 10029, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$870 /yr.
Average Coverage:$1120 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1420 /yr.

What is the average home insurance cost for a home in 10029?

  • • The average homeowners insurance premium paid annually for a home in 10029 is around $1120 per year.

What does it cost on average per month for home insurance in 10029?

  • • Homeowners in 10029 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 10029?

  • • Autoowners in 10029 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10029.
Review average rates in another zip code:
10024 homeowners insurance rates
10009 homeowners insurance rates
10027 homeowners insurance rates
10025 homeowners insurance rates
10012 homeowners insurance rates
10022 homeowners insurance rates
10014 homeowners insurance rates
10007 homeowners insurance rates
10036 homeowners insurance rates
10018 homeowners insurance rates

Home Replacement Cost Coverage in 10029

Average Building Cost Per Square Foot in 10029: $205

Location: New York, New York (New York County)

Average Square Footage in 10029: 2,987 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10029 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10029 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10029 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,987 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,987$612,400
Additional Upgrades & Added Features$2562,987$765,500
Major Home Updates or Advancements$3082,987$918,600

It's important to understand that when you estimate your replacement cost of your home in the 10029 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10029

Best Home & Auto Insurance Agencies in 10029

Joselyn Urena

Address: 158 E 116th St New York, NY 10029
Phone:
Website:
Info:

Housing Demographics for 10029

Population Review for 10029 Zip Code

For the city of New York, the population within 10029 has increased to over 77,956 residents in population size. The current population total is 78,141. We have broken down the population based on race below. In 10029, there are over 34882 in male population and 43259 females.

PopulationValues
Total Population78,141
White Population16776
Black Population21913
Hispanic Population37263
Asian Population7511
Hawaiian Population83
Indian Population1349
Other Population20510
Male Population34882
Female Population43259
Population Estimate77956

Household Data for 10029

The average number of homes in 10029 is around 32,022, there are an average of 2.32 per household. The average house value according to local real estate values is around $612,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode32,022
Persons Per Household2.32
Average House Value$612,400
Income Per Household$33901
Median Age35.6
Median Age Male33.1
Median Age Female38.0
10029 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code646/212/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1073
Number Of Employees36777
Business First Quarter Payroll744067
Business Annual Payroll3288604
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District12|13
Congressional LandArea14.79|10.25
Delivery Residential33602
Delivery Business1284
Delivery Total35446
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area1.153000
Water Area0.019000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count485
SFDU190
MFDU33291
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]