Home Insurance Rates in 10314

For homeowners shopping online in 10314, our insurance rates are very competitive for homeowners living in Staten Island, NY. Many homeowners based out of the great city of Staten Island have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 10314, simply click the "Get Multiple Quotes Now" button. Your 10314 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Staten Island, NY Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

10314 Home Insurance Rating is: High!

If you live in 10314, you can easily save up to 40% off the average home insurance premium of $1072 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Staten Island can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 10314 today!

Get Multiple Home Insurance Rates in 10314!

10314 Home Insurance Average Premiums

Local 10314 homeowners insurance quotes comparison

$822 /yr.

Shows Zip Code: 10314 lowest rates with discounts applied on average.

For the 10314, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$822 /yr.
Average Coverage:	$1072 /yr.
2600 sq. ft. or higher (all discounts applied)	$1372 /yr.

What is the average home insurance cost for a home in 10314?

• The average homeowners insurance premium paid annually for a home in 10314 is around $1072 per year.

What does it cost on average per month for home insurance in 10314?

• Homeowners in 10314 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 10314?

• Autoowners in 10314 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Staten Island area, check out other zip codes nearby 10314.
Review average rates in another zip code:
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10306 homeowners insurance rates

Home Replacement Cost Coverage in 10314

Average Building Cost Per Square Foot in 10314: $205

Location: Staten Island, New York (Richmond County)

Average Square Footage in 10314: 2,860 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10314 before you start any project. Staten Island homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10314 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10314 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,860 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Staten Island area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	2,860	$586,200
Additional Upgrades & Added Features	$256	2,860	$732,750
Major Home Updates or Advancements	$308	2,860	$879,300

Calculate Your Dwelling Coverage in 10314

It's important to understand that when you estimate your replacement cost of your home in the 10314 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 10314

Minkoff, Melody - Allstate Insurance Company

Address: 4089 Victory Blvd Staten Island, NY 10314
Phone:
Website: http://www.newyork.citysearch.com/profile/external/45430731/staten_island_ny/minkoff_melody_allstate_insurance_company.html
Info:

Dcap/Staten Island

Address: 2048 Victory Blvd Staten Island, NY 10314
Phone:
Website: http://www.dcapinsurance.com/
Info:

Alpha/Omega Coverage Corporation

Address: 1253 Richmond Ave Staten Island, NY 10314
Phone:
Website: http://www.alphaomegacoverage.com/
Info:

Allstate Insurance Company - Joseph Colucci

Address: 201 Edward Curry Ave Staten Island, NY 10314
Phone:
Website: http://www.allstateagencies.com/jcolucci/Welcome/
Info:

Roth Insurance

Address: 1775 South Ave Staten Island, NY 10314
Phone:
Website: http://www.newyork.citysearch.com/profile/external/667548380/staten_island_ny/roth_insurance.html
Info:

Housing Demographics for 10314

Population Review for 10314 Zip Code

For the city of Staten Island, the population within 10314 has increased to over 76,019 residents in population size. The current population total is 92,157. We have broken down the population based on race below. In 10314, there are over 44366 in male population and 47791 females.

Population	Values
Total Population	92,157
White Population	57808
Black Population	4157
Hispanic Population	13815
Asian Population	17115
Hawaiian Population	53
Indian Population	418
Other Population	6414
Male Population	44366
Female Population	47791
Population Estimate	76019

Household Data for 10314

The average number of homes in 10314 is around 31,975, there are an average of 2.83 per household. The average house value according to local real estate values is around $586,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	31,975
Persons Per Household	2.83
Average House Value	$586,200
Income Per Household	$94578
Median Age	41.0
Median Age Male	39.0
Median Age Female	43.0

10314 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	718/347/929/917
City	Staten Island
City Alias Name	STATEN ISLAND
County	Richmond
County FIPS	085
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5600
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	New York, NY PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1932
Number Of Employees	26006
Business First Quarter Payroll	242343
Business Annual Payroll	1119966
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	11
Congressional LandArea	65.83
Delivery Residential	26862
Delivery Business	1536
Delivery Total	28829
Preferred Last Line Key	V16367
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V16367
Land Area	12.997000
Water Area	0.553000
City Alias Code
City Mixed Case	Staten Island
City Alias Mixed Case	Staten Island
Box Count	390
SFDU	19612
MFDU	2495
State ANSI	36
County ANSI	085
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	358170
Unique ZIP Name
SSA State County Code	33610
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Richmond

New York Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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