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10455 Home Insurance Rates

For homeowners living in 10455, the population estimates are increasing to well over 43,804 with 15,166 occupied homes within the zip code of 10455. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Bronx have increased and the average home insurance premium is around $961 per year in 10455. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 10455 zip code today so we can help you find affordable Bronx, NY home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 10455

Please select one of the three options below based on your 10455 zip code to learn more about New York homeowners insurance, plus review average rates and information per state, county or city.

  1. New York Homeowners Insurance Quotes
  2. Bronx County, NY Home Insurance
  3. Bronx, NY Home Insurance Quotes

10455 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 10455 zip code just got easier with GetHomeInsuranceQuotes.com of Bronx, NY. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 10455 today and let us help you review the best home insurance quotes available for homeowners living in Bronx.

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10455 Home Insurance Average Premiums

Local 10455 homeowners insurance quotes comparison

$711 /yr.

Shows Zip Code: 10455 lowest rates with discounts applied on average.

For the 10455, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$711 /yr.
Average Coverage:$961 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1261 /yr.

What is the average home insurance cost for a home in 10455?

  • • The average homeowners insurance premium paid annually for a home in 10455 is around $961 per year.

What does it cost on average per month for home insurance in 10455?

  • • Homeowners in 10455 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 10455?

  • • Autoowners in 10455 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronx area, check out other zip codes nearby 10455.
Review average rates in another zip code:
10468 homeowners insurance rates
10453 homeowners insurance rates
10455 homeowners insurance rates
10451 homeowners insurance rates
10473 homeowners insurance rates
10454 homeowners insurance rates
10475 homeowners insurance rates
10472 homeowners insurance rates
10470 homeowners insurance rates
10469 homeowners insurance rates

Home Replacement Cost Coverage in 10455

Average Building Cost Per Square Foot in 10455: $205

Location: Bronx, New York (Bronx County)

Average Square Footage in 10455: 1,602 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10455 before you start any project. Bronx homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10455 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10455 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,602 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronx area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,602$328,500
Additional Upgrades & Added Features$2561,602$410,625
Major Home Updates or Advancements$3081,602$492,750

It's important to understand that when you estimate your replacement cost of your home in the 10455 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10455

Best Home & Auto Insurance Agencies in 10455

Housing Demographics for 10455

Population Review for 10455 Zip Code

For the city of Bronx, the population within 10455 has increased to over 43,483 residents in population size. The current population total is 43,804. We have broken down the population based on race below. In 10455, there are over 20493 in male population and 23311 females.

PopulationValues
Total Population43,804
White Population3940
Black Population13583
Hispanic Population30749
Asian Population456
Hawaiian Population43
Indian Population932
Other Population18354
Male Population20493
Female Population23311
Population Estimate43483

Household Data for 10455

The average number of homes in 10455 is around 15,166, there are an average of 2.76 per household. The average house value according to local real estate values is around $328,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,166
Persons Per Household2.76
Average House Value$328,500
Income Per Household$30741
Median Age32.9
Median Age Male30.8
Median Age Female34.6
10455 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBronx
City Alias NameBRONX
CountyBronx
County FIPS005
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses781
Number Of Employees14184
Business First Quarter Payroll130147
Business Annual Payroll548288
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District14|15
Congressional LandArea28.29|14.54
Delivery Residential15755
Delivery Business1045
Delivery Total17975
Preferred Last Line KeyV12306
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12306
Land Area0.701000
Water Area0.000000
City Alias Code
City Mixed CaseBronx
City Alias Mixed CaseBronx
Box Count289
SFDU392
MFDU14183
State ANSI36
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350982
Unique ZIP Name
SSA State County Code33020
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBronx

New York Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]