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10460 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 10460? There are over 22,329 occupied homes in the 10460 area. With a population size of 62,625, it's not uncommon for residence of Bronx, NY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New York is around $1,080 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 10460 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Bronx, NY Home Insurance Rate Quotes

10460 Home Insurance Average Premiums

Local 10460 homeowners insurance quotes comparison

$830 /yr.

Shows Zip Code: 10460 lowest rates with discounts applied on average.

For the 10460, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$830 /yr.
Average Coverage:$1080 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1380 /yr.

What is the average home insurance cost for a home in 10460?

  • • The average homeowners insurance premium paid annually for a home in 10460 is around $1080 per year.

What does it cost on average per month for home insurance in 10460?

  • • Homeowners in 10460 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 10460?

  • • Autoowners in 10460 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronx area, check out other zip codes nearby 10460.
Review average rates in another zip code:
10469 homeowners insurance rates
10455 homeowners insurance rates
10466 homeowners insurance rates
10457 homeowners insurance rates
10470 homeowners insurance rates
10452 homeowners insurance rates
10465 homeowners insurance rates
10474 homeowners insurance rates
10454 homeowners insurance rates
10472 homeowners insurance rates

Home Replacement Cost Coverage in 10460

Average Building Cost Per Square Foot in 10460: $205

Location: Bronx, New York (Bronx County)

Average Square Footage in 10460: 2,399 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10460 before you start any project. Bronx homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10460 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10460 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,399 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronx area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,399$491,800
Additional Upgrades & Added Features$2562,399$614,750
Major Home Updates or Advancements$3082,399$737,700

It's important to understand that when you estimate your replacement cost of your home in the 10460 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10460

Best Home & Auto Insurance Agencies in 10460

Giselle Multi Service

Address: 1807 Archer St Bronx, NY 10460
Phone:
Website: http://www.gisellemultiservice.com
Info:

Housing Demographics for 10460

Population Review for 10460 Zip Code

For the city of Bronx, the population within 10460 has increased to over 62,283 residents in population size. The current population total is 62,625. We have broken down the population based on race below. In 10460, there are over 29247 in male population and 33378 females.

PopulationValues
Total Population62,625
White Population5624
Black Population21027
Hispanic Population40654
Asian Population1288
Hawaiian Population86
Indian Population1011
Other Population24812
Male Population29247
Female Population33378
Population Estimate62283

Household Data for 10460

The average number of homes in 10460 is around 22,329, there are an average of 2.71 per household. The average house value according to local real estate values is around $491,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,329
Persons Per Household2.71
Average House Value$491,800
Income Per Household$31504
Median Age33.5
Median Age Male31.3
Median Age Female35.3
10460 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code347/646/929/718/917/212
CityBronx
City Alias NameBRONX
CountyBronx
County FIPS005
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses612
Number Of Employees4995
Business First Quarter Payroll55733
Business Annual Payroll240328
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District14|15
Congressional LandArea28.29|14.54
Delivery Residential22983
Delivery Business682
Delivery Total25801
Preferred Last Line KeyV12306
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12306
Land Area1.499000
Water Area0.015000
City Alias Code
City Mixed CaseBronx
City Alias Mixed CaseBronx
Box Count232
SFDU1332
MFDU20268
State ANSI36
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350982
Unique ZIP Name
SSA State County Code33020
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBronx

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]