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10504 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 10504? Our rates are very competitive for homeowners living in Armonk, NY. Many homeowners based out of your 10504 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 10504 should appear in the zip code field ready to go. For Armonk, NY Home Insurance Rate Quotes click to review the best rates and service online!

10504 Average Premium is Rated: High!

Homeowners living in 10504 can easily save up to 40% off the average home insurance premium of $1137 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Armonk that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 10504 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 10504!

10504 Home Insurance Average Premiums

Local 10504 homeowners insurance quotes comparison

$887 /yr.

Shows Zip Code: 10504 lowest rates with discounts applied on average.

For the 10504, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$887 /yr.
Average Coverage:$1137 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1437 /yr.

What is the average home insurance cost for a home in 10504?

  • • The average homeowners insurance premium paid annually for a home in 10504 is around $1137 per year.

What does it cost on average per month for home insurance in 10504?

  • • Homeowners in 10504 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 10504?

  • • Autoowners in 10504 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Armonk area, check out other zip codes nearby 10504.
Review average rates in another zip code:
10504 homeowners insurance rates

Home Replacement Cost Coverage in 10504

Average Building Cost Per Square Foot in 10504: $205

Location: Armonk, New York (Westchester County)

Average Square Footage in 10504: 5,052 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10504 before you start any project. Armonk homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10504 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10504 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,052 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Armonk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2055,052$1,035,600
Additional Upgrades & Added Features$2565,052$1,294,500
Major Home Updates or Advancements$3085,052$1,553,400

It's important to understand that when you estimate your replacement cost of your home in the 10504 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10504

Best Home & Auto Insurance Agencies in 10504

Bill Landmark

Address: 34 Maple Ave Armonk, NY 10504
Phone:
Website:
Info:

Housing Demographics for 10504

Population Review for 10504 Zip Code

For the city of Armonk, the population within 10504 has increased to over 8,344 residents in population size. The current population total is 8,258. We have broken down the population based on race below. In 10504, there are over 4046 in male population and 4212 females.

PopulationValues
Total Population8,258
White Population6972
Black Population64
Hispanic Population456
Asian Population564
Hawaiian Population2
Indian Population5
Other Population123
Male Population4046
Female Population4212
Population Estimate8344

Household Data for 10504

The average number of homes in 10504 is around 2,692, there are an average of 3.02 per household. The average house value according to local real estate values is around $1,035,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,692
Persons Per Household3.02
Average House Value$1,035,600
Income Per Household$229671
Median Age43.1
Median Age Male41.9
Median Age Female43.9
10504 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityArmonk
City Alias NameARMONK
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses435
Number Of Employees11291
Business First Quarter Payroll479878
Business Annual Payroll1654250
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential2763
Delivery Business353
Delivery Total3348
Preferred Last Line KeyV11954
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11954
Land Area16.132000
Water Area1.802000
City Alias Code
City Mixed CaseArmonk
City Alias Mixed CaseArmonk
Box Count107
SFDU2593
MFDU128
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350315
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]