Compare quotes for your home in 10520! Compare the best 12 carriers in minutes.
10520 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 10520 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Croton On Hudson, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 10520 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in New York, like average Croton On Hudson homeowners insurance rates, coverage options or home insurance types, please select Croton On Hudson, NY Home Insurance Rates Online!
10520 Home Insurance Average Premiums
For the 10520, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $833 /yr. |
Average Coverage: | $1083 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1383 /yr. |
What is the average home insurance cost for a home in 10520?
- • The average homeowners insurance premium paid annually for a home in 10520 is around $1083 per year.
What does it cost on average per month for home insurance in 10520?
- • Homeowners in 10520 pay a monthly average cost per month around $90.00.
What kind of discount could I get if I combine my home and auto insurance together in 10520?
- • Autoowners in 10520 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Croton On Hudson area, check out other zip codes nearby 10520.
Review average rates in another zip code:
10520 homeowners insurance rates
Home Replacement Cost Coverage in 10520
Average Building Cost Per Square Foot in 10520: $205
Location: Croton On Hudson, New York (Westchester County)Average Square Footage in 10520: 2,889 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 10520 before you start any project. Croton On Hudson homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10520 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 10520 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,889 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Croton On Hudson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $205 | 2,889 | $592,200 |
Additional Upgrades & Added Features | $256 | 2,889 | $740,250 |
Major Home Updates or Advancements | $308 | 2,889 | $888,300 |
It's important to understand that when you estimate your replacement cost of your home in the 10520 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 10520
Best Home & Auto Insurance Agencies in 10520
Karen Merritt - Allstate Agent
Address: 364 S Riverside Ave Croton-on-Hudson, NY 10520Phone:
Website: http://www.allstate.com/
Info:
Allstate Insurance Companies
Address: 364 S Riverside Ave, #3 Croton-on-Hudson, NY 10520Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 10520
Population Review for 10520 Zip Code
For the city of Croton On Hudson, the population within 10520 has increased to over 12,533 residents in population size. The current population total is 13,226. We have broken down the population based on race below. In 10520, there are over 6290 in male population and 6936 females.
Population | Values |
---|---|
Total Population | 13,226 |
White Population | 9875 |
Black Population | 623 |
Hispanic Population | 1889 |
Asian Population | 570 |
Hawaiian Population | 2 |
Indian Population | 48 |
Other Population | 807 |
Male Population | 6290 |
Female Population | 6936 |
Population Estimate | 12533 |
Household Data for 10520
The average number of homes in 10520 is around 5,368, there are an average of 2.39 per household. The average house value according to local real estate values is around $592,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 5,368 |
Persons Per Household | 2.39 |
Average House Value | $592,200 |
Income Per Household | $120769 |
Median Age | 47.9 |
Median Age Male | 46.8 |
Median Age Female | 48.7 |
10520 Details | Values |
---|---|
State | NY |
State Full Name | New York |
City Type | P |
City Alias Abbreviation | CROTON HDSN |
Area Code | 914 |
City | Croton On Hudson |
City Alias Name | CROTON ON HUDSON |
County | Westchester |
County FIPS | 119 |
State FIPS | 36 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5600 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 35614 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | New York, NY PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 415 |
Number Of Employees | 2846 |
Business First Quarter Payroll | 29321 |
Business Annual Payroll | 133375 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 11576251 |
Congressional District | 17 |
Congressional LandArea | 382.63 |
Delivery Residential | 5244 |
Delivery Business | 284 |
Delivery Total | 5746 |
Preferred Last Line Key | V12838 |
Classification Code | |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | New York-Jersey City-White Plains, NY-NJ |
City State Key | V12838 |
Land Area | 14.449000 |
Water Area | 1.365000 |
City Alias Code | |
City Mixed Case | Croton On Hudson |
City Alias Mixed Case | Croton On Hudson |
Box Count | 115 |
SFDU | 4100 |
MFDU | 691 |
State ANSI | 36 |
County ANSI | 119 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 352020 |
Unique ZIP Name | |
SSA State County Code | 33800 |
Medicare CBSA Code | 35614 |
Medicare CBSA Name | New York-Jersey City-White Plains, NY-NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Westchester |
New York Homeowners Insurance News & Information
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]