Get multiple home insurance quotes in 10530. Our licensed 10530, NY agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 10530

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 10530, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Hartsdale, NY from a list of top tier nationwide insurers.

Our New York licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 10530 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 10530

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hartsdale, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

10530 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Hartsdale we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 10530, homeowners are seeing rates around 1085 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 10530!

10530 Home Insurance Average Premiums

Local 10530 homeowners insurance quotes comparison

$835 /yr.

Shows Zip Code: 10530 lowest rates with discounts applied on average.

For the 10530, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$835 /yr.
Average Coverage:$1085 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1385 /yr.

What is the average home insurance cost for a home in 10530?

  • • The average homeowners insurance premium paid annually for a home in 10530 is around $1085 per year.

What does it cost on average per month for home insurance in 10530?

  • • Homeowners in 10530 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 10530?

  • • Autoowners in 10530 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hartsdale area, check out other zip codes nearby 10530.
Review average rates in another zip code:
10530 homeowners insurance rates

Home Replacement Cost Coverage in 10530

Average Building Cost Per Square Foot in 10530: $205

Location: Hartsdale, New York (Westchester County)

Average Square Footage in 10530: 2,067 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10530 before you start any project. Hartsdale homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10530 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10530 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,067 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hartsdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,067$423,800
Additional Upgrades & Added Features$2562,067$529,750
Major Home Updates or Advancements$3082,067$635,700

It's important to understand that when you estimate your replacement cost of your home in the 10530 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10530

Allstate Insurance - Charles A. Angelillo

Address: 192 South Central Ave Hartsdale, NY 10530
Phone: (914)684-1300
Website:

Best Home & Auto Insurance Agencies in 10530

Metlife Auto & Home Agents: Anthony L & Geoff M

Address: 234 N Central Ave, #201 Hartsdale, NY 10530
Phone:
Website: http://www.metlife.com/
Info:

Angelillo Insurance Agency- Inc.

Address: 192 S Central Ave Hartsdale, NY 10530
Phone:
Website:
Info:

Housing Demographics for 10530

Population Review for 10530 Zip Code

For the city of Hartsdale, the population within 10530 has increased to over 12,904 residents in population size. The current population total is 13,037. We have broken down the population based on race below. In 10530, there are over 5906 in male population and 7131 females.

PopulationValues
Total Population13,037
White Population8059
Black Population1144
Hispanic Population1897
Asian Population1771
Hawaiian Population1
Indian Population37
Other Population750
Male Population5906
Female Population7131
Population Estimate12904

Household Data for 10530

The average number of homes in 10530 is around 6,039, there are an average of 2.14 per household. The average house value according to local real estate values is around $423,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,039
Persons Per Household2.14
Average House Value$423,800
Income Per Household$104090
Median Age49.7
Median Age Male46.1
Median Age Female52.8
10530 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityHartsdale
City Alias NameHARTSDALE
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses404
Number Of Employees3429
Business First Quarter Payroll34116
Business Annual Payroll153493
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District16
Congressional LandArea78.37
Delivery Residential6030
Delivery Business374
Delivery Total6788
Preferred Last Line KeyV13784
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV13784
Land Area3.914000
Water Area0.008000
City Alias Code
City Mixed CaseHartsdale
City Alias Mixed CaseHartsdale
Box Count264
SFDU3081
MFDU2581
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number353650
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]