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Searching for Homeowners Insurance in 10535

If you are a homeowners that lives in 10535 you may be searching for more affordable homeowners insurance in Jefferson Valley. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Jefferson Valley, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 10535 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Jefferson Valley, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 10535 Home Insurance Costs: high!

In Jefferson Valley, homeowners are paying roughly $1045 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 10535 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Jefferson Valley are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 10535 policy right now!

10535 Home Insurance Average Premiums

Local 10535 homeowners insurance quotes comparison

$795 /yr.

Shows Zip Code: 10535 lowest rates with discounts applied on average.

For the 10535, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$795 /yr.
Average Coverage:$1045 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1345 /yr.

What is the average home insurance cost for a home in 10535?

  • • The average homeowners insurance premium paid annually for a home in 10535 is around $1045 per year.

What does it cost on average per month for home insurance in 10535?

  • • Homeowners in 10535 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 10535?

  • • Autoowners in 10535 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jefferson Valley area, check out other zip codes nearby 10535.
Review average rates in another zip code:
10535 homeowners insurance rates

Home Replacement Cost Coverage in 10535

Average Building Cost Per Square Foot in 10535: $205

Location: Jefferson Valley, New York (Westchester County)

Average Square Footage in 10535: 1,741 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10535 before you start any project. Jefferson Valley homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10535 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10535 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,741 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jefferson Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,741$356,900
Additional Upgrades & Added Features$2561,741$446,125
Major Home Updates or Advancements$3081,741$535,350

It's important to understand that when you estimate your replacement cost of your home in the 10535 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10535

Allstate Insurance - Howard Klein

Address: 204 E Main St Jefferson Valley, NY 10535
Phone: (914)245-8100
Website:

Best Home & Auto Insurance Agencies in 10535

Allstate Insurance - Howard Klein

Address: 204 E Main St Jefferson Valley, NY 10535
Phone:
Website:
Info:

Housing Demographics for 10535

Population Review for 10535 Zip Code

For the city of Jefferson Valley, the population within 10535 has increased to over 489 residents in population size. The current population total is 531. We have broken down the population based on race below. In 10535, there are over 254 in male population and 277 females.

PopulationValues
Total Population531
White Population331
Black Population24
Hispanic Population160
Asian Population39
Hawaiian Population0
Indian Population5
Other Population71
Male Population254
Female Population277
Population Estimate489

Household Data for 10535

The average number of homes in 10535 is around 230, there are an average of 2.31 per household. The average house value according to local real estate values is around $356,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode230
Persons Per Household2.31
Average House Value$356,900
Income Per Household$146635
Median Age42.1
Median Age Male43.3
Median Age Female41.2
10535 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias AbbreviationJEFFERSON VLY
Area Code845/914
CityJefferson Valley
City Alias NameJEFFERSON VALLEY
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses84
Number Of Employees877
Business First Quarter Payroll12616
Business Annual Payroll53963
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential212
Delivery Business61
Delivery Total832
Preferred Last Line KeyV14079
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14079
Land Area0.455000
Water Area0.060000
City Alias Code
City Mixed CaseJefferson Valley
City Alias Mixed CaseJefferson Valley
Box Count175
SFDU118
MFDU0
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number354215
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

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    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]