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Homeowners Insurance in 10549

For homeowners living in 10549, you want more affordable home insurance rates in Mount Kisco, right? Our rates are very competitive for homeowners living in the great city of Mount Kisco, NY. Many homeowners living in the 10549 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 10549 should appear in the zip code field ready to go. Comparing Mount Kisco, NY Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

10549 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Mount Kisco pay around $1064 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New York home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 10549 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Mount Kisco homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New York home insurance premium today!

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10549 Home Insurance Average Premiums

Local 10549 homeowners insurance quotes comparison

$814 /yr.

Shows Zip Code: 10549 lowest rates with discounts applied on average.

For the 10549, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$814 /yr.
Average Coverage:$1064 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1364 /yr.

What is the average home insurance cost for a home in 10549?

  • • The average homeowners insurance premium paid annually for a home in 10549 is around $1064 per year.

What does it cost on average per month for home insurance in 10549?

  • • Homeowners in 10549 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 10549?

  • • Autoowners in 10549 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Kisco area, check out other zip codes nearby 10549.
Review average rates in another zip code:
10549 homeowners insurance rates

Home Replacement Cost Coverage in 10549

Average Building Cost Per Square Foot in 10549: $205

Location: Mount Kisco, New York (Westchester County)

Average Square Footage in 10549: 2,836 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10549 before you start any project. Mount Kisco homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10549 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10549 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,836 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Kisco area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,836$581,400
Additional Upgrades & Added Features$2562,836$726,750
Major Home Updates or Advancements$3082,836$872,100

It's important to understand that when you estimate your replacement cost of your home in the 10549 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10549

Allstate Insurance - Theresa Dinuzzo

Address: 280 No Bedford Road Rte 117 Mount Kisco, NY 10549
Phone: (914)241-2100
Website:

Best Home & Auto Insurance Agencies in 10549

Christastie, Mike - State Farm Insurance Agent

Address: 359 E Main St, Ste 1C Mt Kisco, NY 10549
Phone:
Website: http://www.newyork.citysearch.com/profile/external/46266251/mount_kisco_ny/christastie_mike_state_farm_insurance_agent.html
Info:

Wayne E Ciano - Nationwide Insurance

Address: 275 E Main St, Ste 207 Mt Kisco, NY 10549
Phone:
Website: http://www.newyork.citysearch.com/profile/667293000/mount_kisco_ny/wayne_e_ciano_nationwide_insurance.html
Info:

Allstate Insurance - Theresa Dinuzzo

Address: 280 No Bedford Road Rte 117 Mt Kisco, NY 10549
Phone:
Website:
Info:

Allstate Insurance Company - Ralph Messina

Address: 175 E Main St Mt Kisco, NY 10549
Phone:
Website: http://www.newyork.citysearch.com/profile/667554300/mount_kisco_ny/allstate_insurance_company_ralph_messina.html
Info:

Christastie- Michael J

Address: 344 E Main St Mt Kisco, NY 10549
Phone:
Website:
Info:

Housing Demographics for 10549

Population Review for 10549 Zip Code

For the city of Mount Kisco, the population within 10549 has increased to over 16,806 residents in population size. The current population total is 16,837. We have broken down the population based on race below. In 10549, there are over 8376 in male population and 8461 females.

PopulationValues
Total Population16,837
White Population10473
Black Population558
Hispanic Population5008
Asian Population874
Hawaiian Population5
Indian Population141
Other Population2728
Male Population8376
Female Population8461
Population Estimate16806

Household Data for 10549

The average number of homes in 10549 is around 6,127, there are an average of 2.72 per household. The average house value according to local real estate values is around $581,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,127
Persons Per Household2.72
Average House Value$581,400
Income Per Household$110813
Median Age41.4
Median Age Male39.5
Median Age Female43.8
10549 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityMount Kisco
City Alias NameMOUNT KISCO
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses878
Number Of Employees12665
Business First Quarter Payroll178301
Business Annual Payroll809707
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential6179
Delivery Business886
Delivery Total7511
Preferred Last Line KeyV14781
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14781
Land Area19.093000
Water Area0.631000
City Alias Code
City Mixed CaseMount Kisco
City Alias Mixed CaseMount Kisco
Box Count262
SFDU4062
MFDU1381
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355545
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

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