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Compare 10566 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 10566 area? The average homeowners premium in New York for a standard homeowners policy is around $1,015/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 10566 zip code, the population size is around 25,384 with 9,812 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 10566.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Peekskill, NY Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NY RateDiscountsSavingsShop Rates
$1,356up to 40% off$542

10566 Home Insurance Average Premiums

Local 10566 homeowners insurance quotes comparison

$765 /yr.

Shows Zip Code: 10566 lowest rates with discounts applied on average.

For the 10566, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$765 /yr.
Average Coverage:$1015 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1315 /yr.

What is the average home insurance cost for a home in 10566?

  • • The average homeowners insurance premium paid annually for a home in 10566 is around $1015 per year.

What does it cost on average per month for home insurance in 10566?

  • • Homeowners in 10566 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 10566?

  • • Autoowners in 10566 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Peekskill area, check out other zip codes nearby 10566.
Review average rates in another zip code:
10566 homeowners insurance rates

Home Replacement Cost Coverage in 10566

Average Building Cost Per Square Foot in 10566: $205

Location: Peekskill, New York (Westchester County)

Average Square Footage in 10566: 1,504 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10566 before you start any project. Peekskill homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10566 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10566 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,504 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Peekskill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,504$308,300
Additional Upgrades & Added Features$2561,504$385,375
Major Home Updates or Advancements$3081,504$462,450

It's important to understand that when you estimate your replacement cost of your home in the 10566 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10566

Best Home & Auto Insurance Agencies in 10566

Avery Arzu Agency Inc - State Farm Insurance Agent

Address: 1045 Park St, #104 Peekskill, NY 10566
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

All State

Address: 8 S Division St Peekskill, NY 10566
Phone:
Website: http://www.allstate.com/
Info:

Avery Arzu Insurance Agency Inc - State Farm Insurance Agent

Address: 1045 Park St, Ste 101 Peekskill, NY 10566
Phone:
Website: http://www.newyork.citysearch.com/profile/external/36084674/peekskill_ny/avery_arzu_insurance_agcy_inc_state_farm_insurance_agent.html
Info:

Housing Demographics for 10566

Population Review for 10566 Zip Code

For the city of Peekskill, the population within 10566 has increased to over 23,989 residents in population size. The current population total is 25,384. We have broken down the population based on race below. In 10566, there are over 12372 in male population and 13012 females.

PopulationValues
Total Population25,384
White Population9114
Black Population5096
Hispanic Population11139
Asian Population737
Hawaiian Population6
Indian Population233
Other Population7035
Male Population12372
Female Population13012
Population Estimate23989

Household Data for 10566

The average number of homes in 10566 is around 9,812, there are an average of 2.56 per household. The average house value according to local real estate values is around $308,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,812
Persons Per Household2.56
Average House Value$308,300
Income Per Household$75642
Median Age39.5
Median Age Male37.7
Median Age Female41.3
10566 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914/845
CityPeekskill
City Alias NamePEEKSKILL
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses737
Number Of Employees5093
Business First Quarter Payroll66223
Business Annual Payroll285683
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential9371
Delivery Business753
Delivery Total11711
Preferred Last Line KeyV15346
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15346
Land Area4.342000
Water Area0.231000
City Alias Code
City Mixed CasePeekskill
City Alias Mixed CasePeekskill
Box Count419
SFDU5358
MFDU2681
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number356440
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]