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10576 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 10576 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Pound Ridge, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 10576 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average Pound Ridge homeowners insurance rates, coverage options or home insurance types, please select Pound Ridge, NY Home Insurance Rates Online!

10576 Home Insurance Average Premiums

Local 10576 homeowners insurance quotes comparison

$721 /yr.

Shows Zip Code: 10576 lowest rates with discounts applied on average.

For the 10576, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$721 /yr.
Average Coverage:$971 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1271 /yr.

What is the average home insurance cost for a home in 10576?

  • • The average homeowners insurance premium paid annually for a home in 10576 is around $971 per year.

What does it cost on average per month for home insurance in 10576?

  • • Homeowners in 10576 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 10576?

  • • Autoowners in 10576 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pound Ridge area, check out other zip codes nearby 10576.
Review average rates in another zip code:
10576 homeowners insurance rates

Home Replacement Cost Coverage in 10576

Average Building Cost Per Square Foot in 10576: $205

Location: Pound Ridge, New York (Westchester County)

Average Square Footage in 10576: 4,314 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10576 before you start any project. Pound Ridge homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10576 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10576 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,314 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pound Ridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,314$884,300
Additional Upgrades & Added Features$2564,314$1,105,375
Major Home Updates or Advancements$3084,314$1,326,450

It's important to understand that when you estimate your replacement cost of your home in the 10576 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10576

Best Home & Auto Insurance Agencies in 10576

GRBM Incorporated

Address: Po Box 231 Pound Ridge, NY 10576
Phone:
Website: http://www.grbminc.com/
Info:

Housing Demographics for 10576

Population Review for 10576 Zip Code

For the city of Pound Ridge, the population within 10576 has increased to over 5,347 residents in population size. The current population total is 5,099. We have broken down the population based on race below. In 10576, there are over 2471 in male population and 2628 females.

PopulationValues
Total Population5,099
White Population4326
Black Population72
Hispanic Population347
Asian Population168
Hawaiian Population0
Indian Population5
Other Population97
Male Population2471
Female Population2628
Population Estimate5347

Household Data for 10576

The average number of homes in 10576 is around 1,869, there are an average of 2.72 per household. The average house value according to local real estate values is around $884,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,869
Persons Per Household2.72
Average House Value$884,300
Income Per Household$215119
Median Age49.2
Median Age Male49.3
Median Age Female49.0
10576 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityPound Ridge
City Alias NamePOUND RIDGE
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses181
Number Of Employees761
Business First Quarter Payroll10151
Business Annual Payroll50594
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential1966
Delivery Business36
Delivery Total2777
Preferred Last Line KeyV15534
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15534
Land Area22.404000
Water Area0.890000
City Alias Code
City Mixed CasePound Ridge
City Alias Mixed CasePound Ridge
Box Count123
SFDU1955
MFDU0
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number356807
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

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  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]