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10583 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 10583 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Scarsdale, NY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 10583.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 10583 and start shopping.

Quickly and Easily Compare Average Rates for 10583

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Scarsdale, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 10583

Homeowners in Scarsdale are paying roughly $1081 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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10583 Home Insurance Average Premiums

Local 10583 homeowners insurance quotes comparison

$831 /yr.

Shows Zip Code: 10583 lowest rates with discounts applied on average.

For the 10583, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$831 /yr.
Average Coverage:$1081 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1381 /yr.

What is the average home insurance cost for a home in 10583?

  • • The average homeowners insurance premium paid annually for a home in 10583 is around $1081 per year.

What does it cost on average per month for home insurance in 10583?

  • • Homeowners in 10583 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 10583?

  • • Autoowners in 10583 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scarsdale area, check out other zip codes nearby 10583.
Review average rates in another zip code:
10583 homeowners insurance rates

Home Replacement Cost Coverage in 10583

Average Building Cost Per Square Foot in 10583: $205

Location: Scarsdale, New York (Westchester County)

Average Square Footage in 10583: 4,806 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10583 before you start any project. Scarsdale homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10583 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10583 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,806 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scarsdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,806$985,300
Additional Upgrades & Added Features$2564,806$1,231,625
Major Home Updates or Advancements$3084,806$1,477,950

It's important to understand that when you estimate your replacement cost of your home in the 10583 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10583

Best Home & Auto Insurance Agencies in 10583

Kohn, Barry J - State Farm Insurance Agent

Address: 749 Central Park Ave Scarsdale, NY 10583
Phone:
Website: http://www.newyork.citysearch.com/profile/external/46266255/scarsdale_ny/kohn_barry_j_state_farm_insurance_agent.html
Info:

Allstate Insurance CO

Address: 1075 Central Park Ave Scarsdale, NY 10583
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Lem, Vivian Agent - State Farm Insurance

Address: 590 Central Park Ave Scarsdale, NY 10583
Phone:
Website: http://www.vivianlem.net/
Info:

Housing Demographics for 10583

Population Review for 10583 Zip Code

For the city of Scarsdale, the population within 10583 has increased to over 42,435 residents in population size. The current population total is 41,589. We have broken down the population based on race below. In 10583, there are over 20099 in male population and 21490 females.

PopulationValues
Total Population41,589
White Population28236
Black Population995
Hispanic Population2822
Asian Population8192
Hawaiian Population4
Indian Population48
Other Population937
Male Population20099
Female Population21490
Population Estimate42435

Household Data for 10583

The average number of homes in 10583 is around 14,118, there are an average of 2.94 per household. The average house value according to local real estate values is around $985,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,118
Persons Per Household2.94
Average House Value$985,300
Income Per Household$218498
Median Age42.9
Median Age Male42.0
Median Age Female43.7
10583 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityScarsdale
City Alias NameSCARSDALE
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1394
Number Of Employees9586
Business First Quarter Payroll114087
Business Annual Payroll538507
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District16
Congressional LandArea78.37
Delivery Residential14434
Delivery Business973
Delivery Total16048
Preferred Last Line KeyV15954
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15954
Land Area12.427000
Water Area0.037000
City Alias Code
City Mixed CaseScarsdale
City Alias Mixed CaseScarsdale
Box Count288
SFDU10852
MFDU3399
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number357525
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]