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Searching for Homeowners Insurance in 10594
If you are a homeowners that lives in 10594 you may be searching for more affordable homeowners insurance in Thornwood. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.
GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Thornwood, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.
Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.
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You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Thornwood, NY home insurance quotes in your local city and review the most competitive coverages and premiums.
Check Out 10594 Home Insurance Costs: high!
In Thornwood, homeowners are paying roughly $946 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 10594 zip code.
Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Thornwood are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.
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10594 Home Insurance Average Premiums
For the 10594, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $696 /yr. |
Average Coverage: | $946 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1246 /yr. |
What is the average home insurance cost for a home in 10594?
- • The average homeowners insurance premium paid annually for a home in 10594 is around $946 per year.
What does it cost on average per month for home insurance in 10594?
- • Homeowners in 10594 pay a monthly average cost per month around $79.00.
What kind of discount could I get if I combine my home and auto insurance together in 10594?
- • Autoowners in 10594 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Thornwood area, check out other zip codes nearby 10594.
Review average rates in another zip code:
10594 homeowners insurance rates
Home Replacement Cost Coverage in 10594
Average Building Cost Per Square Foot in 10594: $205
Location: Thornwood, New York (Westchester County)Average Square Footage in 10594: 3,152 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 10594 before you start any project. Thornwood homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10594 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 10594 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,152 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thornwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $205 | 3,152 | $646,100 |
Additional Upgrades & Added Features | $256 | 3,152 | $807,625 |
Major Home Updates or Advancements | $308 | 3,152 | $969,150 |
It's important to understand that when you estimate your replacement cost of your home in the 10594 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 10594
Best Home & Auto Insurance Agencies in 10594
Long, Greg - State Farm Insurance Agent
Address: 982 Broadway Thornwood, NY 10594Phone:
Website: http://www.newyork.citysearch.com/profile/external/613887940/thornwood_ny/long_greg_state_farm_insurance_agent.html
Info:
Housing Demographics for 10594
Population Review for 10594 Zip Code
For the city of Thornwood, the population within 10594 has increased to over 4,647 residents in population size. The current population total is 5,028. We have broken down the population based on race below. In 10594, there are over 2485 in male population and 2543 females.
Population | Values |
---|---|
Total Population | 5,028 |
White Population | 4132 |
Black Population | 44 |
Hispanic Population | 595 |
Asian Population | 240 |
Hawaiian Population | 1 |
Indian Population | 11 |
Other Population | 256 |
Male Population | 2485 |
Female Population | 2543 |
Population Estimate | 4647 |
Household Data for 10594
The average number of homes in 10594 is around 1,721, there are an average of 2.86 per household. The average house value according to local real estate values is around $646,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 1,721 |
Persons Per Household | 2.86 |
Average House Value | $646,100 |
Income Per Household | $167857 |
Median Age | 43.0 |
Median Age Male | 41.8 |
Median Age Female | 44.0 |
10594 Details | Values |
---|---|
State | NY |
State Full Name | New York |
City Type | P |
City Alias Abbreviation | |
Area Code | 914 |
City | Thornwood |
City Alias Name | THORNWOOD |
County | Westchester |
County FIPS | 119 |
State FIPS | 36 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5600 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 35614 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | New York, NY PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 260 |
Number Of Employees | 1930 |
Business First Quarter Payroll | 25108 |
Business Annual Payroll | 125097 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 11576251 |
Congressional District | 17 |
Congressional LandArea | 382.63 |
Delivery Residential | 1625 |
Delivery Business | 255 |
Delivery Total | 3608 |
Preferred Last Line Key | V16509 |
Classification Code | |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | New York-Jersey City-White Plains, NY-NJ |
City State Key | V16509 |
Land Area | 2.579000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Thornwood |
City Alias Mixed Case | Thornwood |
Box Count | 59 |
SFDU | 1536 |
MFDU | 62 |
State ANSI | 36 |
County ANSI | 119 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | C |
Finance Number | 358445 |
Unique ZIP Name | |
SSA State County Code | 33800 |
Medicare CBSA Code | 35614 |
Medicare CBSA Name | New York-Jersey City-White Plains, NY-NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Westchester |
New York Homeowners Insurance News & Information
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]