Get multiple home insurance quotes in 10594. Our licensed 10594, NY agents are ready to serve you.

Searching for Homeowners Insurance in 10594

If you are a homeowners that lives in 10594 you may be searching for more affordable homeowners insurance in Thornwood. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Thornwood, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 10594 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Thornwood, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 10594 Home Insurance Costs: high!

In Thornwood, homeowners are paying roughly $946 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 10594 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Thornwood are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 10594 policy right now!

10594 Home Insurance Average Premiums

Local 10594 homeowners insurance quotes comparison

$696 /yr.

Shows Zip Code: 10594 lowest rates with discounts applied on average.

For the 10594, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$696 /yr.
Average Coverage:$946 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1246 /yr.

What is the average home insurance cost for a home in 10594?

  • • The average homeowners insurance premium paid annually for a home in 10594 is around $946 per year.

What does it cost on average per month for home insurance in 10594?

  • • Homeowners in 10594 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 10594?

  • • Autoowners in 10594 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Thornwood area, check out other zip codes nearby 10594.
Review average rates in another zip code:
10594 homeowners insurance rates

Home Replacement Cost Coverage in 10594

Average Building Cost Per Square Foot in 10594: $205

Location: Thornwood, New York (Westchester County)

Average Square Footage in 10594: 3,152 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10594 before you start any project. Thornwood homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10594 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10594 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,152 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thornwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,152$646,100
Additional Upgrades & Added Features$2563,152$807,625
Major Home Updates or Advancements$3083,152$969,150

It's important to understand that when you estimate your replacement cost of your home in the 10594 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10594

Best Home & Auto Insurance Agencies in 10594

Long, Greg - State Farm Insurance Agent

Address: 982 Broadway Thornwood, NY 10594
Phone:
Website: http://www.newyork.citysearch.com/profile/external/613887940/thornwood_ny/long_greg_state_farm_insurance_agent.html
Info:

Housing Demographics for 10594

Population Review for 10594 Zip Code

For the city of Thornwood, the population within 10594 has increased to over 4,647 residents in population size. The current population total is 5,028. We have broken down the population based on race below. In 10594, there are over 2485 in male population and 2543 females.

PopulationValues
Total Population5,028
White Population4132
Black Population44
Hispanic Population595
Asian Population240
Hawaiian Population1
Indian Population11
Other Population256
Male Population2485
Female Population2543
Population Estimate4647

Household Data for 10594

The average number of homes in 10594 is around 1,721, there are an average of 2.86 per household. The average house value according to local real estate values is around $646,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,721
Persons Per Household2.86
Average House Value$646,100
Income Per Household$167857
Median Age43.0
Median Age Male41.8
Median Age Female44.0
10594 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityThornwood
City Alias NameTHORNWOOD
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses260
Number Of Employees1930
Business First Quarter Payroll25108
Business Annual Payroll125097
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential1625
Delivery Business255
Delivery Total3608
Preferred Last Line KeyV16509
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV16509
Land Area2.579000
Water Area0.000000
City Alias Code
City Mixed CaseThornwood
City Alias Mixed CaseThornwood
Box Count59
SFDU1536
MFDU62
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number358445
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]