Get multiple home insurance quotes in 10707. Our licensed 10707, NY agents are ready to serve you.

Compare 10707 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 10707 area? The average homeowners premium in New York for a standard homeowners policy is around $1,085/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 10707 zip code, the population size is around 10,553 with 4,164 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 10707.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Tuckahoe, NY Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NY RateDiscountsSavingsShop Rates
$1,356up to 40% off$542

10707 Home Insurance Average Premiums

Local 10707 homeowners insurance quotes comparison

$835 /yr.

Shows Zip Code: 10707 lowest rates with discounts applied on average.

For the 10707, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$835 /yr.
Average Coverage:$1085 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1385 /yr.

What is the average home insurance cost for a home in 10707?

  • • The average homeowners insurance premium paid annually for a home in 10707 is around $1085 per year.

What does it cost on average per month for home insurance in 10707?

  • • Homeowners in 10707 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 10707?

  • • Autoowners in 10707 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tuckahoe area, check out other zip codes nearby 10707.
Review average rates in another zip code:
10707 homeowners insurance rates

Home Replacement Cost Coverage in 10707

Average Building Cost Per Square Foot in 10707: $205

Location: Tuckahoe, New York (Westchester County)

Average Square Footage in 10707: 2,894 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10707 before you start any project. Tuckahoe homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10707 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10707 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,894 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tuckahoe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,894$593,300
Additional Upgrades & Added Features$2562,894$741,625
Major Home Updates or Advancements$3082,894$889,950

It's important to understand that when you estimate your replacement cost of your home in the 10707 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10707

Best Home & Auto Insurance Agencies in 10707

Housing Demographics for 10707

Population Review for 10707 Zip Code

For the city of Tuckahoe, the population within 10707 has increased to over 10,423 residents in population size. The current population total is 10,553. We have broken down the population based on race below. In 10707, there are over 5059 in male population and 5494 females.

PopulationValues
Total Population10,553
White Population7653
Black Population715
Hispanic Population1299
Asian Population831
Hawaiian Population2
Indian Population20
Other Population477
Male Population5059
Female Population5494
Population Estimate10423

Household Data for 10707

The average number of homes in 10707 is around 4,164, there are an average of 2.48 per household. The average house value according to local real estate values is around $593,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,164
Persons Per Household2.48
Average House Value$593,300
Income Per Household$119530
Median Age42.5
Median Age Male40.2
Median Age Female44.7
10707 DetailsValues
StateNY
State Full NameNew York
City TypeB
City Alias Abbreviation
Area Code914
CityTuckahoe
City Alias NameTUCKAHOE
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses266
Number Of Employees1647
Business First Quarter Payroll20440
Business Annual Payroll93472
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District16
Congressional LandArea78.37
Delivery Residential4203
Delivery Business262
Delivery Total4785
Preferred Last Line KeyV16578
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV16578
Land Area1.270000
Water Area0.000000
City Alias Code
City Mixed CaseTuckahoe
City Alias Mixed CaseTuckahoe
Box Count119
SFDU2404
MFDU1731
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number359545
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]