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10708 Home Insurance Rates & Premiums

Did you know there are over 22,299 people living within the 10708 zip code area? There are over 9,296 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 10708.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New York are on the rise. The estimated average premium is around $1,072 a year for a standard homeowners insurance policy in Bronxville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Bronxville, NY Homeowners Insurance Quotes Online

10708 Home Insurance Average Premiums

Local 10708 homeowners insurance quotes comparison

$822 /yr.

Shows Zip Code: 10708 lowest rates with discounts applied on average.

For the 10708, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$822 /yr.
Average Coverage:$1072 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1372 /yr.

What is the average home insurance cost for a home in 10708?

  • • The average homeowners insurance premium paid annually for a home in 10708 is around $1072 per year.

What does it cost on average per month for home insurance in 10708?

  • • Homeowners in 10708 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 10708?

  • • Autoowners in 10708 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronxville area, check out other zip codes nearby 10708.
Review average rates in another zip code:
10708 homeowners insurance rates

Home Replacement Cost Coverage in 10708

Average Building Cost Per Square Foot in 10708: $205

Location: Bronxville, New York (Westchester County)

Average Square Footage in 10708: 2,382 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10708 before you start any project. Bronxville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10708 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10708 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,382 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronxville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,382$488,300
Additional Upgrades & Added Features$2562,382$610,375
Major Home Updates or Advancements$3082,382$732,450

It's important to understand that when you estimate your replacement cost of your home in the 10708 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10708

Best Home & Auto Insurance Agencies in 10708

Delores Clemons Agency Inc - State Farm Insurance Agent

Address: 851 Bronx River Rd Bronxville, NY 10708
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance-John Devine

Address: 499 New Rochelle Rd Bronxville, NY 10708
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 10708

Population Review for 10708 Zip Code

For the city of Bronxville, the population within 10708 has increased to over 22,040 residents in population size. The current population total is 22,299. We have broken down the population based on race below. In 10708, there are over 10015 in male population and 12284 females.

PopulationValues
Total Population22,299
White Population16361
Black Population1306
Hispanic Population3016
Asian Population1402
Hawaiian Population8
Indian Population42
Other Population1253
Male Population10015
Female Population12284
Population Estimate22040

Household Data for 10708

The average number of homes in 10708 is around 9,296, there are an average of 2.28 per household. The average house value according to local real estate values is around $488,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,296
Persons Per Household2.28
Average House Value$488,300
Income Per Household$113298
Median Age44.9
Median Age Male43.4
Median Age Female46.3
10708 DetailsValues
StateNY
State Full NameNew York
City TypeB
City Alias Abbreviation
Area Code914
CityBronxville
City Alias NameBRONXVILLE
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses598
Number Of Employees6280
Business First Quarter Payroll83959
Business Annual Payroll354054
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District16
Congressional LandArea78.37
Delivery Residential9667
Delivery Business396
Delivery Total10591
Preferred Last Line KeyV12308
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12308
Land Area2.933000
Water Area0.013000
City Alias Code
City Mixed CaseBronxville
City Alias Mixed CaseBronxville
Box Count276
SFDU3795
MFDU5794
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number359545
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]