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10709 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 10709? There are over 3,815 occupied homes in the 10709 area. With a population size of 10,131, it's not uncommon for residence of Eastchester, NY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New York is around $1,020 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 10709 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Eastchester, NY Home Insurance Rate Quotes

10709 Home Insurance Average Premiums

Local 10709 homeowners insurance quotes comparison

$770 /yr.

Shows Zip Code: 10709 lowest rates with discounts applied on average.

For the 10709, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$770 /yr.
Average Coverage:$1020 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1320 /yr.

What is the average home insurance cost for a home in 10709?

  • • The average homeowners insurance premium paid annually for a home in 10709 is around $1020 per year.

What does it cost on average per month for home insurance in 10709?

  • • Homeowners in 10709 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 10709?

  • • Autoowners in 10709 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eastchester area, check out other zip codes nearby 10709.
Review average rates in another zip code:
10709 homeowners insurance rates

Home Replacement Cost Coverage in 10709

Average Building Cost Per Square Foot in 10709: $205

Location: Eastchester, New York (Westchester County)

Average Square Footage in 10709: 3,399 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10709 before you start any project. Eastchester homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10709 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10709 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,399 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eastchester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,399$696,800
Additional Upgrades & Added Features$2563,399$871,000
Major Home Updates or Advancements$3083,399$1,045,200

It's important to understand that when you estimate your replacement cost of your home in the 10709 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10709

Allstate Insurance - Ken Martin

Address: 234 Main St Eastchester, NY 10709
Phone: (914)337-0100
Website:

Best Home & Auto Insurance Agencies in 10709

Allstate Insurance - Ken Martin

Address: 234 Main St Eastchester, NY 10709
Phone:
Website:
Info:

Housing Demographics for 10709

Population Review for 10709 Zip Code

For the city of Eastchester, the population within 10709 has increased to over 9,993 residents in population size. The current population total is 10,131. We have broken down the population based on race below. In 10709, there are over 4786 in male population and 5345 females.

PopulationValues
Total Population10,131
White Population8035
Black Population183
Hispanic Population907
Asian Population874
Hawaiian Population1
Indian Population0
Other Population291
Male Population4786
Female Population5345
Population Estimate9993

Household Data for 10709

The average number of homes in 10709 is around 3,815, there are an average of 2.65 per household. The average house value according to local real estate values is around $696,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,815
Persons Per Household2.65
Average House Value$696,800
Income Per Household$142536
Median Age44.0
Median Age Male42.4
Median Age Female45.2
10709 DetailsValues
StateNY
State Full NameNew York
City TypeB
City Alias Abbreviation
Area Code914
CityEastchester
City Alias NameEASTCHESTER
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses303
Number Of Employees1771
Business First Quarter Payroll19754
Business Annual Payroll94685
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District16
Congressional LandArea78.37
Delivery Residential3771
Delivery Business255
Delivery Total4239
Preferred Last Line KeyV13147
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV13147
Land Area1.555000
Water Area0.104000
City Alias Code
City Mixed CaseEastchester
City Alias Mixed CaseEastchester
Box Count73
SFDU2329
MFDU1354
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number359545
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

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    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

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    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]