Compare quotes for your home in 10801! Compare the best 12 carriers in minutes.
10801 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 10801 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in New Rochelle, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 10801 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in New York, like average New Rochelle homeowners insurance rates, coverage options or home insurance types, please select New Rochelle, NY Home Insurance Rates Online!
10801 Home Insurance Average Premiums
For the 10801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $809 /yr. |
Average Coverage: | $1059 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1359 /yr. |
What is the average home insurance cost for a home in 10801?
- • The average homeowners insurance premium paid annually for a home in 10801 is around $1059 per year.
What does it cost on average per month for home insurance in 10801?
- • Homeowners in 10801 pay a monthly average cost per month around $88.00.
What kind of discount could I get if I combine my home and auto insurance together in 10801?
- • Autoowners in 10801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within New Rochelle, check out other zip codes nearby 10801.
To review average rates in another zip code, click on a zip code below:
10804 | 10801 | 10805 |
Home Replacement Cost Coverage in 10801
Average Building Cost Per Square Foot in 10801: $205
Location: New Rochelle, New York (Westchester County)Average Square Footage in 10801: 2,354 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 10801 before you start any project. New Rochelle homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 10801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,354 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Rochelle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $205 | 2,354 | $482,600 |
Additional Upgrades & Added Features | $256 | 2,354 | $603,250 |
Major Home Updates or Advancements | $308 | 2,354 | $723,900 |
It's important to understand that when you estimate your replacement cost of your home in the 10801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 10801
Allstate Insurance - Henrietta Aslan Frank
Address: 239 Main Street New Rochelle, NY 10801Phone: (914)632-0818
Website:
Allstate Insurance - Nelson Puello
Address: 215 North Ave Store #d New Rochelle, NY 10801Phone: (914)235-9700
Website:
Best Home & Auto Insurance Agencies in 10801
Allstate Insurance Companies - Sales Offices- New Rochelle
Address: 215 North Ave New Rochelle, NY 10801Phone:
Website:
Info:
Broderick- Thomas P - State Farm Insurance Agent
Address: 211 Main St New Rochelle, NY 10801Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Bruenn M L CO Inc
Address: 240 North Ave New Rochelle, NY 10801Phone:
Website: http://www.insureusall.com
Info:
Kbs Insurance Specialists
Address: 145 Huguenot St New Rochelle, NY 10801Phone:
Website: http://www.kbsins.com
Info:
W-I-S-E AGENCY
Address: 680 Main St New Rochelle, NY 10801Phone:
Website:
Info:
Housing Demographics for 10801
Population Review for 10801 Zip Code
For the city of New Rochelle, the population within 10801 has increased to over 43,794 residents in population size. The current population total is 42,949. We have broken down the population based on race below. In 10801, there are over 20934 in male population and 22015 females.
Population | Values |
---|---|
Total Population | 42,949 |
White Population | 13468 |
Black Population | 10469 |
Hispanic Population | 17919 |
Asian Population | 2018 |
Hawaiian Population | 29 |
Indian Population | 617 |
Other Population | 10835 |
Male Population | 20934 |
Female Population | 22015 |
Population Estimate | 43794 |
Household Data for 10801
The average number of homes in 10801 is around 14,802, there are an average of 2.73 per household. The average house value according to local real estate values is around $482,600. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 14,802 |
Persons Per Household | 2.73 |
Average House Value | $482,600 |
Income Per Household | $73632 |
Median Age | 36.5 |
Median Age Male | 34.9 |
Median Age Female | 38.3 |
10801 Details | Values |
---|---|
State | NY |
State Full Name | New York |
City Type | P |
City Alias Abbreviation | |
Area Code | 914 |
City | New Rochelle |
City Alias Name | NEW ROCHELLE |
County | Westchester |
County FIPS | 119 |
State FIPS | 36 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5600 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 35614 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | New York, NY PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1480 |
Number Of Employees | 14218 |
Business First Quarter Payroll | 182311 |
Business Annual Payroll | 846367 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 11576251 |
Congressional District | 16 |
Congressional LandArea | 78.37 |
Delivery Residential | 16042 |
Delivery Business | 1556 |
Delivery Total | 17766 |
Preferred Last Line Key | V14957 |
Classification Code | |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | New York-Jersey City-White Plains, NY-NJ |
City State Key | V14957 |
Land Area | 3.425000 |
Water Area | 0.042000 |
City Alias Code | |
City Mixed Case | New Rochelle |
City Alias Mixed Case | New Rochelle |
Box Count | 0 |
SFDU | 6501 |
MFDU | 8737 |
State ANSI | 36 |
County ANSI | 119 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 355785 |
Unique ZIP Name | |
SSA State County Code | 33800 |
Medicare CBSA Code | 35614 |
Medicare CBSA Name | New York-Jersey City-White Plains, NY-NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Westchester |
New York Homeowners Insurance News & Information
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Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling. A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high […]
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Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]
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Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025
Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year. With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]