Get multiple home insurance quotes in 10801. Our licensed 10801, NY agents are ready to serve you.

10801 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 10801 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in New Rochelle, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 10801 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average New Rochelle homeowners insurance rates, coverage options or home insurance types, please select New Rochelle, NY Home Insurance Rates Online!

10801 Home Insurance Average Premiums

Local 10801 homeowners insurance quotes comparison

$809 /yr.

Shows Zip Code: 10801 lowest rates with discounts applied on average.

For the 10801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$809 /yr.
Average Coverage:$1059 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1359 /yr.

What is the average home insurance cost for a home in 10801?

  • • The average homeowners insurance premium paid annually for a home in 10801 is around $1059 per year.

What does it cost on average per month for home insurance in 10801?

  • • Homeowners in 10801 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 10801?

  • • Autoowners in 10801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Rochelle area, check out other zip codes nearby 10801.
Review average rates in another zip code:
10801 homeowners insurance rates
10804 homeowners insurance rates
10805 homeowners insurance rates

Home Replacement Cost Coverage in 10801

Average Building Cost Per Square Foot in 10801: $205

Location: New Rochelle, New York (Westchester County)

Average Square Footage in 10801: 2,354 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10801 before you start any project. New Rochelle homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,354 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Rochelle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,354$482,600
Additional Upgrades & Added Features$2562,354$603,250
Major Home Updates or Advancements$3082,354$723,900

It's important to understand that when you estimate your replacement cost of your home in the 10801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10801

Allstate Insurance - Henrietta Aslan Frank

Address: 239 Main Street New Rochelle, NY 10801
Phone: (914)632-0818
Website:

Allstate Insurance - Nelson Puello

Address: 215 North Ave Store #d New Rochelle, NY 10801
Phone: (914)235-9700
Website:

Best Home & Auto Insurance Agencies in 10801

Allstate Insurance - Henrietta Aslan Frank

Address: 239 Main St New Rochelle, NY 10801
Phone:
Website:
Info:

Kbs Insurance Specialists

Address: 145 Huguenot St New Rochelle, NY 10801
Phone:
Website: http://www.kbsins.com
Info:

W-I-S-E AGENCY

Address: 680 Main St New Rochelle, NY 10801
Phone:
Website:
Info:

Allstate Insurance - Nelson Puello

Address: 215 North Ave Store #d New Rochelle, NY 10801
Phone:
Website:
Info:

Colwell H E & Sons Inc

Address: 71 North Ave New Rochelle, NY 10801
Phone:
Website:
Info:

Housing Demographics for 10801

Population Review for 10801 Zip Code

For the city of New Rochelle, the population within 10801 has increased to over 43,794 residents in population size. The current population total is 42,949. We have broken down the population based on race below. In 10801, there are over 20934 in male population and 22015 females.

PopulationValues
Total Population42,949
White Population13468
Black Population10469
Hispanic Population17919
Asian Population2018
Hawaiian Population29
Indian Population617
Other Population10835
Male Population20934
Female Population22015
Population Estimate43794

Household Data for 10801

The average number of homes in 10801 is around 14,802, there are an average of 2.73 per household. The average house value according to local real estate values is around $482,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,802
Persons Per Household2.73
Average House Value$482,600
Income Per Household$73632
Median Age36.5
Median Age Male34.9
Median Age Female38.3
10801 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityNew Rochelle
City Alias NameNEW ROCHELLE
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1480
Number Of Employees14218
Business First Quarter Payroll182311
Business Annual Payroll846367
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District16
Congressional LandArea78.37
Delivery Residential16042
Delivery Business1556
Delivery Total17766
Preferred Last Line KeyV14957
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14957
Land Area3.425000
Water Area0.042000
City Alias Code
City Mixed CaseNew Rochelle
City Alias Mixed CaseNew Rochelle
Box Count0
SFDU6501
MFDU8737
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355785
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]