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Homeowners Insurance in 10925

In Greenwood Lake, NY, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 10925 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 10925 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 10925 should appear in the zip code field ready to go.

10925 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New York, you are going to see rates around the average home insurance premium per year of $1032. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Greenwood Lake home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 10925 Home Insurance Rates Now!

Best 3 Options to Compare in 10925

If you want homeowners insurance quotes within the city of Greenwood Lake or in the 10925 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Greenwood Lake, NY.

10925 Home Insurance Average Premiums

Local 10925 homeowners insurance quotes comparison

$782 /yr.

Shows Zip Code: 10925 lowest rates with discounts applied on average.

For the 10925, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$782 /yr.
Average Coverage:$1032 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1332 /yr.

What is the average home insurance cost for a home in 10925?

  • • The average homeowners insurance premium paid annually for a home in 10925 is around $1032 per year.

What does it cost on average per month for home insurance in 10925?

  • • Homeowners in 10925 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 10925?

  • • Autoowners in 10925 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenwood Lake area, check out other zip codes nearby 10925.
Review average rates in another zip code:
10925 homeowners insurance rates

Home Replacement Cost Coverage in 10925

Average Building Cost Per Square Foot in 10925: $205

Location: Greenwood Lake, New York (Orange County)

Average Square Footage in 10925: 1,376 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10925 before you start any project. Greenwood Lake homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10925 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10925 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,376 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenwood Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,376$282,100
Additional Upgrades & Added Features$2561,376$352,625
Major Home Updates or Advancements$3081,376$423,150

It's important to understand that when you estimate your replacement cost of your home in the 10925 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10925

Best Home & Auto Insurance Agencies in 10925

Windermere Agency

Address: 61 Windermere Ave Greenwood Lake, NY 10925
Phone:
Website: http://www.windermere-insurance.com/
Info:

Housing Demographics for 10925

Population Review for 10925 Zip Code

For the city of Greenwood Lake, the population within 10925 has increased to over 3,913 residents in population size. The current population total is 4,341. We have broken down the population based on race below. In 10925, there are over 2205 in male population and 2136 females.

PopulationValues
Total Population4,341
White Population3555
Black Population78
Hispanic Population568
Asian Population94
Hawaiian Population4
Indian Population19
Other Population203
Male Population2205
Female Population2136
Population Estimate3913

Household Data for 10925

The average number of homes in 10925 is around 1,940, there are an average of 2.24 per household. The average house value according to local real estate values is around $282,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,940
Persons Per Household2.24
Average House Value$282,100
Income Per Household$95625
Median Age48.2
Median Age Male48.3
Median Age Female48.1
10925 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias AbbreviationGREENWOOD LK
Area Code845
CityGreenwood Lake
City Alias NameGREENWOOD LAKE
CountyOrange
County FIPS071
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA28880
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKiryas Joel-Poughkeepsie-Newburgh, NY
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses86
Number Of Employees353
Business First Quarter Payroll3573
Business Annual Payroll16623
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District18
Congressional LandArea1353.42
Delivery Residential1747
Delivery Business16
Delivery Total2944
Preferred Last Line KeyV13669
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV13669
Land Area9.169000
Water Area1.731000
City Alias Code
City Mixed CaseGreenwood Lake
City Alias Mixed CaseGreenwood Lake
Box Count703
SFDU1729
MFDU3
State ANSI36
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number353425
Unique ZIP Name
SSA State County Code33540
Medicare CBSA Code39100
Medicare CBSA NamePoughkeepsie-Newburgh-Middletown, NY
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseOrange

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]