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10952 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 10952 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Monsey, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 10952 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average Monsey homeowners insurance rates, coverage options or home insurance types, please select Monsey, NY Home Insurance Rates Online!

10952 Home Insurance Average Premiums

Local 10952 homeowners insurance quotes comparison

$742 /yr.

Shows Zip Code: 10952 lowest rates with discounts applied on average.

For the 10952, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$742 /yr.
Average Coverage:$992 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1292 /yr.

What is the average home insurance cost for a home in 10952?

  • • The average homeowners insurance premium paid annually for a home in 10952 is around $992 per year.

What does it cost on average per month for home insurance in 10952?

  • • Homeowners in 10952 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 10952?

  • • Autoowners in 10952 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Monsey area, check out other zip codes nearby 10952.
Review average rates in another zip code:
10952 homeowners insurance rates

Home Replacement Cost Coverage in 10952

Average Building Cost Per Square Foot in 10952: $205

Location: Monsey, New York (Rockland County)

Average Square Footage in 10952: 3,308 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10952 before you start any project. Monsey homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10952 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10952 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,308 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monsey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,308$678,100
Additional Upgrades & Added Features$2563,308$847,625
Major Home Updates or Advancements$3083,308$1,017,150

It's important to understand that when you estimate your replacement cost of your home in the 10952 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10952

Best Home & Auto Insurance Agencies in 10952

LHB Insurance Brokerage, Incorporated

Address: 421 Route 59 Monsey, NY 10952
Phone:
Website: http://www.lhbinsuranceagency.com/
Info:

Allstate Insurance Company - John P Dineen

Address: 161 Route 59, Ste 204 Monsey, NY 10952
Phone:
Website: http://www.allstateagencies.com/JohnPDineen/Welcome/
Info:

Dickel, Tamar - State Farm Insurance Agent

Address: 178 Route 59 Monsey, NY 10952
Phone:
Website: http://www.citysearch.com/profile/external/605139482/monsey_ny/dickel_tamar_state_farm_insurance_agent.html
Info:

Housing Demographics for 10952

Population Review for 10952 Zip Code

For the city of Monsey, the population within 10952 has increased to over 47,806 residents in population size. The current population total is 47,426. We have broken down the population based on race below. In 10952, there are over 24111 in male population and 23315 females.

PopulationValues
Total Population47,426
White Population41588
Black Population1881
Hispanic Population1714
Asian Population753
Hawaiian Population7
Indian Population101
Other Population1759
Male Population24111
Female Population23315
Population Estimate47806

Household Data for 10952

The average number of homes in 10952 is around 10,243, there are an average of 4.58 per household. The average house value according to local real estate values is around $678,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,243
Persons Per Household4.58
Average House Value$678,100
Income Per Household$61272
Median Age19.2
Median Age Male18.9
Median Age Female19.6
10952 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845
CityMonsey
City Alias NameMONSEY
CountyRockland
County FIPS087
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1670
Number Of Employees12810
Business First Quarter Payroll127897
Business Annual Payroll579746
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential10438
Delivery Business699
Delivery Total20280
Preferred Last Line KeyV14724
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14724
Land Area8.945000
Water Area0.019000
City Alias Code
City Mixed CaseMonsey
City Alias Mixed CaseMonsey
Box Count390
SFDU6283
MFDU1310
State ANSI36
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355420
Unique ZIP Name
SSA State County Code33620
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockland

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]