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10954, NY Homeowners Insurance Rates

With a population size of 24,248 and with 8,612 occupied homes in the 10954 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Nanuet, NY are around $1,063 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Nanuet, New York. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New York home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Nanuet, NY.

For New York home insurance information, including average Nanuet home insurance rates, coverage options or the different homeowners insurance types, please select Nanuet, NY Home Insurance Quotes Now!

10954 Home Insurance Average Premiums

Local 10954 homeowners insurance quotes comparison

$813 /yr.

Shows Zip Code: 10954 lowest rates with discounts applied on average.

For the 10954, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$813 /yr.
Average Coverage:$1063 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1363 /yr.

What is the average home insurance cost for a home in 10954?

  • • The average homeowners insurance premium paid annually for a home in 10954 is around $1063 per year.

What does it cost on average per month for home insurance in 10954?

  • • Homeowners in 10954 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 10954?

  • • Autoowners in 10954 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nanuet area, check out other zip codes nearby 10954.
Review average rates in another zip code:
10954 homeowners insurance rates

Home Replacement Cost Coverage in 10954

Average Building Cost Per Square Foot in 10954: $205

Location: Nanuet, New York (Rockland County)

Average Square Footage in 10954: 2,024 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10954 before you start any project. Nanuet homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10954 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10954 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,024 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nanuet area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,024$414,900
Additional Upgrades & Added Features$2562,024$518,625
Major Home Updates or Advancements$3082,024$622,350

It's important to understand that when you estimate your replacement cost of your home in the 10954 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10954

Allstate Insurance - Kevin Drummond

Address: 167 Route 304 Bardonia, NY 10954
Phone: (845)623-6560
Website: www.allstate.com

Allstate Insurance - Kieran Murray

Address: 40 First Street Nanuet, NY 10954
Phone: (845)623-0202
Website:

Best Home & Auto Insurance Agencies in 10954

Jacob J Katz & Company

Address: 455 Route 304 Nanuet, NY 10954
Phone:
Website: http://www.northjersey.citysearch.com/profile/666883300/nanuet_ny/jacob_j_katz_co_.html
Info:

Allstate Insurance - Kieran Murray

Address: 40 1st St Nanuet, NY 10954
Phone:
Website:
Info:

Allstate Insurance - Kevin Drummond

Address: 167 Route 304 Nanuet, NY 10954
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Matthew W Roth Agency Inc - State Farm Insurance Agent - Roth Matthew W

Address: 210 Main St Nanuet, NY 10954
Phone:
Website: http://www.newyork.citysearch.com/profile/external/604453762/nanuet_ny/matthew_w_roth_agcy_inc_state_farm_insurance_agent_roth_matthew_w.html
Info:

Allstate Insurance Company - Timothy Chhim

Address: 224 Main St Nanuet, NY 10954
Phone:
Website: http://www.allstateagencies.com/TCHHIM/Welcome/
Info:

Housing Demographics for 10954

Population Review for 10954 Zip Code

For the city of Nanuet, the population within 10954 has increased to over 23,872 residents in population size. The current population total is 24,248. We have broken down the population based on race below. In 10954, there are over 11570 in male population and 12678 females.

PopulationValues
Total Population24,248
White Population12888
Black Population3126
Hispanic Population5137
Asian Population3236
Hawaiian Population7
Indian Population86
Other Population2728
Male Population11570
Female Population12678
Population Estimate23872

Household Data for 10954

The average number of homes in 10954 is around 8,612, there are an average of 2.75 per household. The average house value according to local real estate values is around $414,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,612
Persons Per Household2.75
Average House Value$414,900
Income Per Household$109932
Median Age44.0
Median Age Male40.9
Median Age Female46.5
10954 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845/914
CityNanuet
City Alias NameNANUET
CountyRockland
County FIPS087
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses929
Number Of Employees11842
Business First Quarter Payroll138336
Business Annual Payroll639311
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential8681
Delivery Business835
Delivery Total9910
Preferred Last Line KeyV14902
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14902
Land Area6.890000
Water Area0.005000
City Alias Code
City Mixed CaseNanuet
City Alias Mixed CaseNanuet
Box Count311
SFDU5085
MFDU544
State ANSI36
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355615
Unique ZIP Name
SSA State County Code33620
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockland

New York Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]