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Quickly Revew Homeowners Insurance in 10965

If you own a home in Pearl River, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 10965 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 10965 and start comparing rates now.

10965 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 10965 is $1019 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 10965 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Pearl River, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

10965 Home Insurance Average Premiums

Local 10965 homeowners insurance quotes comparison

$769 /yr.

Shows Zip Code: 10965 lowest rates with discounts applied on average.

For the 10965, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$769 /yr.
Average Coverage:$1019 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1319 /yr.

What is the average home insurance cost for a home in 10965?

  • • The average homeowners insurance premium paid annually for a home in 10965 is around $1019 per year.

What does it cost on average per month for home insurance in 10965?

  • • Homeowners in 10965 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 10965?

  • • Autoowners in 10965 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pearl River area, check out other zip codes nearby 10965.
Review average rates in another zip code:
10965 homeowners insurance rates

Home Replacement Cost Coverage in 10965

Average Building Cost Per Square Foot in 10965: $205

Location: Pearl River, New York (Rockland County)

Average Square Footage in 10965: 2,265 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10965 before you start any project. Pearl River homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10965 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10965 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,265 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pearl River area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,265$464,400
Additional Upgrades & Added Features$2562,265$580,500
Major Home Updates or Advancements$3082,265$696,600

It's important to understand that when you estimate your replacement cost of your home in the 10965 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10965

Best Home & Auto Insurance Agencies in 10965

Allstate Insurance Company - Bruce Bond

Address: 131 N Middletown Rd Pearl River, NY 10965
Phone:
Website: http://www.northjersey.citysearch.com/profile/662394380/pearl_river_ny/allstate_insurance_company_bruce_bond.html
Info:

Allstate Insurance Companies - Regional Office

Address: 1 Blue Hill Plz Pearl River, NY 10965
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Marilyn M Kellner Agency Inc - State Farm Insurance Agent

Address: 16 N Main St Pearl River, NY 10965
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=527204
Info:

Marie D Neuwirth - Nationwide Insurance

Address: 93 N Middletown Rd Pearl River, NY 10965
Phone:
Website: http://www.nationwide.com/agent/Pearl-River-NEW-YORK-insurance-agent/marie-neuwirth/office.html
Info:

Allstate Insurance Company - Christopher Sullivan

Address: 69 E Central Ave Pearl River, NY 10965
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 10965

Population Review for 10965 Zip Code

For the city of Pearl River, the population within 10965 has increased to over 15,184 residents in population size. The current population total is 15,342. We have broken down the population based on race below. In 10965, there are over 7527 in male population and 7815 females.

PopulationValues
Total Population15,342
White Population12875
Black Population260
Hispanic Population1654
Asian Population569
Hawaiian Population2
Indian Population28
Other Population694
Male Population7527
Female Population7815
Population Estimate15184

Household Data for 10965

The average number of homes in 10965 is around 5,635, there are an average of 2.71 per household. The average house value according to local real estate values is around $464,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,635
Persons Per Household2.71
Average House Value$464,400
Income Per Household$121359
Median Age43.9
Median Age Male41.8
Median Age Female45.8
10965 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845/914
CityPearl River
City Alias NamePEARL RIVER
CountyRockland
County FIPS087
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses493
Number Of Employees8714
Business First Quarter Payroll237961
Business Annual Payroll757392
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05|17
Congressional LandArea51.88|382.63
Delivery Residential5603
Delivery Business478
Delivery Total6300
Preferred Last Line KeyV15340
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15340
Land Area5.233000
Water Area0.190000
City Alias Code
City Mixed CasePearl River
City Alias Mixed CasePearl River
Box Count123
SFDU4724
MFDU577
State ANSI36
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number356425
Unique ZIP Name
SSA State County Code33620
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockland

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