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Searching for Homeowners Insurance in 10968

If you are a homeowners that lives in 10968 you may be searching for more affordable homeowners insurance in Piermont. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Piermont, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 10968 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Piermont, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 10968 Home Insurance Costs: high!

In Piermont, homeowners are paying roughly $1035 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 10968 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Piermont are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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10968 Home Insurance Average Premiums

Local 10968 homeowners insurance quotes comparison

$785 /yr.

Shows Zip Code: 10968 lowest rates with discounts applied on average.

For the 10968, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$785 /yr.
Average Coverage:$1035 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1335 /yr.

What is the average home insurance cost for a home in 10968?

  • • The average homeowners insurance premium paid annually for a home in 10968 is around $1035 per year.

What does it cost on average per month for home insurance in 10968?

  • • Homeowners in 10968 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 10968?

  • • Autoowners in 10968 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Piermont area, check out other zip codes nearby 10968.
Review average rates in another zip code:
10968 homeowners insurance rates

Home Replacement Cost Coverage in 10968

Average Building Cost Per Square Foot in 10968: $205

Location: Piermont, New York (Rockland County)

Average Square Footage in 10968: 2,760 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10968 before you start any project. Piermont homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10968 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10968 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,760 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Piermont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,760$565,900
Additional Upgrades & Added Features$2562,760$707,375
Major Home Updates or Advancements$3082,760$848,850

It's important to understand that when you estimate your replacement cost of your home in the 10968 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10968

Best Home & Auto Insurance Agencies in 10968

Housing Demographics for 10968

Population Review for 10968 Zip Code

For the city of Piermont, the population within 10968 has increased to over 2,452 residents in population size. The current population total is 2,435. We have broken down the population based on race below. In 10968, there are over 1169 in male population and 1266 females.

PopulationValues
Total Population2,435
White Population1829
Black Population76
Hispanic Population288
Asian Population189
Hawaiian Population5
Indian Population5
Other Population125
Male Population1169
Female Population1266
Population Estimate2452

Household Data for 10968

The average number of homes in 10968 is around 1,192, there are an average of 2.04 per household. The average house value according to local real estate values is around $565,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,192
Persons Per Household2.04
Average House Value$565,900
Income Per Household$114526
Median Age50.0
Median Age Male49.4
Median Age Female50.6
10968 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845/914
CityPiermont
City Alias NamePIERMONT
CountyRockland
County FIPS087
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses79
Number Of Employees275
Business First Quarter Payroll2260
Business Annual Payroll14497
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential1202
Delivery Business88
Delivery Total1659
Preferred Last Line KeyV15389
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15389
Land Area0.621000
Water Area0.005000
City Alias Code
City Mixed CasePiermont
City Alias Mixed CasePiermont
Box Count55
SFDU636
MFDU421
State ANSI36
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number356535
Unique ZIP Name
SSA State County Code33620
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockland

New York Homeowners Insurance News & Information

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  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]