Get multiple home insurance quotes in 10977. Our licensed 10977, NY agents are ready to serve you.

10977 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 10977? Our rates are very competitive for homeowners living in Spring Valley, NY. Many homeowners based out of your 10977 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 10977 should appear in the zip code field ready to go. For Spring Valley, NY Home Insurance Rate Quotes click to review the best rates and service online!

10977 Average Premium is Rated: High!

Homeowners living in 10977 can easily save up to 40% off the average home insurance premium of $1077 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Spring Valley that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 10977 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 10977!

10977 Home Insurance Average Premiums

Local 10977 homeowners insurance quotes comparison

$827 /yr.

Shows Zip Code: 10977 lowest rates with discounts applied on average.

For the 10977, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$827 /yr.
Average Coverage:$1077 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1377 /yr.

What is the average home insurance cost for a home in 10977?

  • • The average homeowners insurance premium paid annually for a home in 10977 is around $1077 per year.

What does it cost on average per month for home insurance in 10977?

  • • Homeowners in 10977 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 10977?

  • • Autoowners in 10977 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Spring Valley area, check out other zip codes nearby 10977.
Review average rates in another zip code:
10977 homeowners insurance rates

Home Replacement Cost Coverage in 10977

Average Building Cost Per Square Foot in 10977: $205

Location: Spring Valley, New York (Rockland County)

Average Square Footage in 10977: 2,393 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10977 before you start any project. Spring Valley homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10977 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10977 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,393 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Spring Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,393$490,600
Additional Upgrades & Added Features$2562,393$613,250
Major Home Updates or Advancements$3082,393$735,900

It's important to understand that when you estimate your replacement cost of your home in the 10977 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10977

Best Home & Auto Insurance Agencies in 10977

Adler, Jacob Agent - Adler's Insurance Agency

Address: 86 RT-59 Spring Valley, NY 10977
Phone:
Website: http://www.adlersinsurance.com/
Info:

Allstate Insurance Company - Michael A Valente

Address: 274 Old Nyack Tpke Spring Valley, NY 10977
Phone:
Website: http://www.allstateagencies.com/MValente/Welcome/
Info:

Edouard; Insurance Agency

Address: 70 N Main St Spring Valley, NY 10977
Phone:
Website:
Info:

Allstate Insurance Companies - Chestnut Ridge

Address: 500 Chestnut Ridge Rd Chestnut Ridge, NY 10977
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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EDOUARD INS AGY INC - Progressive Insurance

Address: 70 S Main St Spring Valley, NY 10977
Phone:
Website: http://www.newyork.citysearch.com/profile/external/7303143/spring_valley_ny/edouard_ins_agy_inc_progressive_insurance.html
Info:

Housing Demographics for 10977

Population Review for 10977 Zip Code

For the city of Spring Valley, the population within 10977 has increased to over 73,183 residents in population size. The current population total is 71,049. We have broken down the population based on race below. In 10977, there are over 35883 in male population and 35166 females.

PopulationValues
Total Population71,049
White Population38067
Black Population13721
Hispanic Population16270
Asian Population2057
Hawaiian Population18
Indian Population555
Other Population12129
Male Population35883
Female Population35166
Population Estimate73183

Household Data for 10977

The average number of homes in 10977 is around 16,648, there are an average of 4.22 per household. The average house value according to local real estate values is around $490,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,648
Persons Per Household4.22
Average House Value$490,600
Income Per Household$67799
Median Age24.3
Median Age Male23.3
Median Age Female25.5
10977 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845/914
CitySpring Valley
City Alias NameSPRING VALLEY
CountyRockland
County FIPS087
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1939
Number Of Employees20306
Business First Quarter Payroll233056
Business Annual Payroll942220
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential17342
Delivery Business1243
Delivery Total18952
Preferred Last Line KeyV16263
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV16263
Land Area11.261000
Water Area0.015000
City Alias Code
City Mixed CaseSpring Valley
City Alias Mixed CaseSpring Valley
Box Count496
SFDU9828
MFDU2319
State ANSI36
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number358110
Unique ZIP Name
SSA State County Code33620
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockland

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]