Get multiple home insurance quotes in 11101. Our licensed 11101, NY agents are ready to serve you.

11101 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 11101? Our rates are very competitive for homeowners living in Long Island City, NY. Many homeowners based out of your 11101 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 11101 should appear in the zip code field ready to go. For Long Island City, NY Home Insurance Rate Quotes click to review the best rates and service online!

11101 Average Premium is Rated: High!

Homeowners living in 11101 can easily save up to 40% off the average home insurance premium of $1063 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Long Island City that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 11101 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 11101!

11101 Home Insurance Average Premiums

Local 11101 homeowners insurance quotes comparison

$813 /yr.

Shows Zip Code: 11101 lowest rates with discounts applied on average.

For the 11101, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$813 /yr.
Average Coverage:$1063 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1363 /yr.

What is the average home insurance cost for a home in 11101?

  • • The average homeowners insurance premium paid annually for a home in 11101 is around $1063 per year.

What does it cost on average per month for home insurance in 11101?

  • • Homeowners in 11101 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 11101?

  • • Autoowners in 11101 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Long Island City area, check out other zip codes nearby 11101.
Review average rates in another zip code:
11109 homeowners insurance rates
11101 homeowners insurance rates

Home Replacement Cost Coverage in 11101

Average Building Cost Per Square Foot in 11101: $205

Location: Long Island City, New York (Queens County)

Average Square Footage in 11101: 4,724 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11101 before you start any project. Long Island City homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11101 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11101 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,724 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Long Island City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,724$968,400
Additional Upgrades & Added Features$2564,724$1,210,500
Major Home Updates or Advancements$3084,724$1,452,600

It's important to understand that when you estimate your replacement cost of your home in the 11101 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11101

Allstate Insurance - Sylvester Kalinowski

Address: 10-91 Jackson Ave Long Island City, NY 11101
Phone: (718)392-9400
Website:

Best Home & Auto Insurance Agencies in 11101

Allstate Insurance - Sylvester Kalinowski

Address: 10-91 Jackson Ave Long Island City, NY 11101
Phone:
Website:
Info:

Sylvester Kalinowski - Allstate Agent

Address: 1091 Jackson Ave Long Island City, NY 11101
Phone:
Website: http://www.allstateagencies.com/SKalinowski/Welcome/
Info:

The Law Offices of Gill S Schapira, PC

Address: 4 Court Sq Long Island City, NY 11101
Phone:
Website: http://www.nofaultsolutions.com/
Info:

Esquire Insurance Agency Incorporated

Address: 4202 Northern Blvd Long Island City, NY 11101
Phone:
Website: http://www.newyork.citysearch.com/profile/666733280/long_island_city_ny/esquire_insurance_agency_inc.html
Info:

Housing Demographics for 11101

Population Review for 11101 Zip Code

For the city of Long Island City, the population within 11101 has increased to over 58,477 residents in population size. The current population total is 48,867. We have broken down the population based on race below. In 11101, there are over 24661 in male population and 24206 females.

PopulationValues
Total Population48,867
White Population16898
Black Population6824
Hispanic Population10942
Asian Population13995
Hawaiian Population59
Indian Population389
Other Population5430
Male Population24661
Female Population24206
Population Estimate58477

Household Data for 11101

The average number of homes in 11101 is around 22,478, there are an average of 2.06 per household. The average house value according to local real estate values is around $968,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,478
Persons Per Household2.06
Average House Value$968,400
Income Per Household$98920
Median Age32.4
Median Age Male32.6
Median Age Female32.1
11101 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias AbbreviationLONG IS CITY
Area Code718/347
CityLong Island City
City Alias NameLONG ISLAND CITY
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2988
Number Of Employees57450
Business First Quarter Payroll1337508
Business Annual Payroll4960074
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District07|14
Congressional LandArea16.16|28.29
Delivery Residential28387
Delivery Business3703
Delivery Total32633
Preferred Last Line KeyV14422
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14422
Land Area2.587000
Water Area0.098000
City Alias Code
City Mixed CaseLong Island City
City Alias Mixed CaseLong Island City
Box Count275
SFDU951
MFDU27283
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number354830
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]