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Check Out 11366 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Fresh Meadows, NY.

We will gather some basic information about your home in Fresh Meadows, NY and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of New York licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 11366 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 11366

We have pulled together a variety of data related to homeowners insurance in New York. Simply click on one of the links below to learn about the average cost of homeowners insurance in New York as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fresh Meadows, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

11366 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 11366 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in New York is roughly $914. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 11366 homeowners insurance policy!

11366 Home Insurance Average Premiums

Local 11366 homeowners insurance quotes comparison

$664 /yr.

Shows Zip Code: 11366 lowest rates with discounts applied on average.

For the 11366, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$664 /yr.
Average Coverage:$914 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1214 /yr.

What is the average home insurance cost for a home in 11366?

  • • The average homeowners insurance premium paid annually for a home in 11366 is around $914 per year.

What does it cost on average per month for home insurance in 11366?

  • • Homeowners in 11366 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 11366?

  • • Autoowners in 11366 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fresh Meadows area, check out other zip codes nearby 11366.
Review average rates in another zip code:
11365 homeowners insurance rates
11366 homeowners insurance rates

Home Replacement Cost Coverage in 11366

Average Building Cost Per Square Foot in 11366: $205

Location: Fresh Meadows, New York (Queens County)

Average Square Footage in 11366: 4,060 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11366 before you start any project. Fresh Meadows homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11366 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11366 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,060 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fresh Meadows area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,060$832,300
Additional Upgrades & Added Features$2564,060$1,040,375
Major Home Updates or Advancements$3084,060$1,248,450

It's important to understand that when you estimate your replacement cost of your home in the 11366 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11366

Best Home & Auto Insurance Agencies in 11366

Allstate Insurance Company - Evan Kanarek

Address: 17918 Union Tpke Fresh Meadows, NY 11366
Phone:
Website: http://www.allstateagencies.com/017636?cid=OTC-YP.com-IYP&att=TL
Info:

Crane Group Inc - Nationwide Insurance

Address: 15916 Union Tpke, Ste 325 Fresh Meadows, NY 11366
Phone:
Website: http://www.newyork.citysearch.com/profile/666991950/fresh_meadows_ny/crane_group_inc_nationwide_insurance.html
Info:

Browne, Laura - State Farm Insurance Agent

Address: 181-32 Union Tpke Fresh Meadows, NY 11366
Phone:
Website: http://www.newyork.citysearch.com/profile/external/608777790/flushing_ny/browne_laura_state_farm_insurance_agent.html
Info:

Browne- Laura A - State Farm Insurance Agent

Address: 180-06 Union Tpke Queens, NY 11366
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Greenpoint Agency Incorporated

Address: 179-15 Union Tpke Fresh Meadows, NY 11366
Phone:
Website: http://www.greenpointagency.info/
Info:

Housing Demographics for 11366

Population Review for 11366 Zip Code

For the city of Fresh Meadows, the population within 11366 has increased to over 13,185 residents in population size. The current population total is 14,430. We have broken down the population based on race below. In 11366, there are over 7002 in male population and 7428 females.

PopulationValues
Total Population14,430
White Population5010
Black Population845
Hispanic Population1928
Asian Population6333
Hawaiian Population6
Indian Population40
Other Population1139
Male Population7002
Female Population7428
Population Estimate13185

Household Data for 11366

The average number of homes in 11366 is around 4,711, there are an average of 3.02 per household. The average house value according to local real estate values is around $832,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,711
Persons Per Household3.02
Average House Value$832,300
Income Per Household$100781
Median Age40.8
Median Age Male39.9
Median Age Female41.8
11366 DetailsValues
StateNY
State Full NameNew York
City TypeN
City Alias Abbreviation
Area Code718
CityFresh Meadows
City Alias NameFRESH MEADOWS
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses491
Number Of Employees2697
Business First Quarter Payroll26516
Business Annual Payroll121276
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05|06
Congressional LandArea51.88|29.78
Delivery Residential4366
Delivery Business421
Delivery Total4977
Preferred Last Line KeyV13455
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV13455
Land Area1.524000
Water Area0.000000
City Alias Code
City Mixed CaseFresh Meadows
City Alias Mixed CaseFresh Meadows
Box Count63
SFDU3800
MFDU508
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number352895
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]