Get multiple home insurance quotes in 11416. Our licensed 11416, NY agents are ready to serve you.

11416 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 11416 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Ozone Park, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 11416 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average Ozone Park homeowners insurance rates, coverage options or home insurance types, please select Ozone Park, NY Home Insurance Rates Online!

11416 Home Insurance Average Premiums

Local 11416 homeowners insurance quotes comparison

$659 /yr.

Shows Zip Code: 11416 lowest rates with discounts applied on average.

For the 11416, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$659 /yr.
Average Coverage:$909 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1209 /yr.

What is the average home insurance cost for a home in 11416?

  • • The average homeowners insurance premium paid annually for a home in 11416 is around $909 per year.

What does it cost on average per month for home insurance in 11416?

  • • Homeowners in 11416 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 11416?

  • • Autoowners in 11416 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ozone Park area, check out other zip codes nearby 11416.
Review average rates in another zip code:
11417 homeowners insurance rates
11416 homeowners insurance rates

Home Replacement Cost Coverage in 11416

Average Building Cost Per Square Foot in 11416: $205

Location: Ozone Park, New York (Queens County)

Average Square Footage in 11416: 3,031 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11416 before you start any project. Ozone Park homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11416 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11416 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,031 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ozone Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,031$621,300
Additional Upgrades & Added Features$2563,031$776,625
Major Home Updates or Advancements$3083,031$931,950

It's important to understand that when you estimate your replacement cost of your home in the 11416 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11416

Best Home & Auto Insurance Agencies in 11416

Hehir, Greg - State Farm Insurance Agent

Address: 9716 101st Ave Ozone Park, NY 11416
Phone:
Website: http://www.statefarm.com/
Info:

A B S Driving School

Address: 101-19 101st Ave Queens, NY 11416
Phone:
Website:
Info:

Allstate Insurance Company - Sarah Sibadan

Address: 10205 101st Ave Ozone Park, NY 11416
Phone:
Website: http://www.newyork.citysearch.com/profile/external/662228590/ozone_park_ny/allstate_insurance_company_sarah_sibadan.html
Info:

Housing Demographics for 11416

Population Review for 11416 Zip Code

For the city of Ozone Park, the population within 11416 has increased to over 16,790 residents in population size. The current population total is 28,381. We have broken down the population based on race below. In 11416, there are over 14206 in male population and 14175 females.

PopulationValues
Total Population28,381
White Population3588
Black Population1994
Hispanic Population11414
Asian Population9450
Hawaiian Population21
Indian Population578
Other Population8802
Male Population14206
Female Population14175
Population Estimate16790

Household Data for 11416

The average number of homes in 11416 is around 7,977, there are an average of 3.54 per household. The average house value according to local real estate values is around $621,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,977
Persons Per Household3.54
Average House Value$621,300
Income Per Household$76477
Median Age35.2
Median Age Male33.3
Median Age Female36.8
11416 DetailsValues
StateNY
State Full NameNew York
City TypeN
City Alias Abbreviation
Area Code718
CityOzone Park
City Alias NameOZONE PARK
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses460
Number Of Employees8058
Business First Quarter Payroll97893
Business Annual Payroll399723
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05|07
Congressional LandArea51.88|16.16
Delivery Residential4743
Delivery Business545
Delivery Total5316
Preferred Last Line KeyV15280
Classification Code
Multi-CountyY
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15280
Land Area0.660000
Water Area0.000000
City Alias Code
City Mixed CaseOzone Park
City Alias Mixed CaseOzone Park
Box Count0
SFDU3915
MFDU733
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number354170
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]