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Quickly Revew Homeowners Insurance in 11427

If you own a home in Queens Village, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 11427 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 11427 and start comparing rates now.

11427 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 11427 is $1088 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 11427 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Queens Village, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

11427 Home Insurance Average Premiums

Local 11427 homeowners insurance quotes comparison

$838 /yr.

Shows Zip Code: 11427 lowest rates with discounts applied on average.

For the 11427, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$838 /yr.
Average Coverage:$1088 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1388 /yr.

What is the average home insurance cost for a home in 11427?

  • • The average homeowners insurance premium paid annually for a home in 11427 is around $1088 per year.

What does it cost on average per month for home insurance in 11427?

  • • Homeowners in 11427 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 11427?

  • • Autoowners in 11427 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Queens Village area, check out other zip codes nearby 11427.
Review average rates in another zip code:
11429 homeowners insurance rates
11427 homeowners insurance rates
11428 homeowners insurance rates

Home Replacement Cost Coverage in 11427

Average Building Cost Per Square Foot in 11427: $205

Location: Queens Village, New York (Queens County)

Average Square Footage in 11427: 2,901 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11427 before you start any project. Queens Village homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11427 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11427 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,901 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Queens Village area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,901$594,800
Additional Upgrades & Added Features$2562,901$743,500
Major Home Updates or Advancements$3082,901$892,200

It's important to understand that when you estimate your replacement cost of your home in the 11427 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11427

Best Home & Auto Insurance Agencies in 11427

Allstate Insurance Company - Michael Baltimore

Address: 211-34 Hillside Ave Queens Village, NY 11427
Phone:
Website: http://www.allstateagencies.com/066070?cid=OTC-YP.com-IYP&att=TL
Info:

Baltimore, Michael - Allstate

Address: 22034 Hillside Ave Queens Village, NY 11427
Phone:
Website: http://www.allstateagencies.com/MBaltimore/Welcome/
Info:

Housing Demographics for 11427

Population Review for 11427 Zip Code

For the city of Queens Village, the population within 11427 has increased to over 21,482 residents in population size. The current population total is 24,555. We have broken down the population based on race below. In 11427, there are over 11879 in male population and 12676 females.

PopulationValues
Total Population24,555
White Population4118
Black Population5253
Hispanic Population3997
Asian Population9369
Hawaiian Population36
Indian Population223
Other Population3298
Male Population11879
Female Population12676
Population Estimate21482

Household Data for 11427

The average number of homes in 11427 is around 8,145, there are an average of 2.93 per household. The average house value according to local real estate values is around $594,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,145
Persons Per Household2.93
Average House Value$594,800
Income Per Household$84000
Median Age43.5
Median Age Male42.0
Median Age Female44.9
11427 DetailsValues
StateNY
State Full NameNew York
City TypeN
City Alias AbbreviationQUEENS VLG
Area Code718
CityQueens Village
City Alias NameQUEENS VILLAGE
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses255
Number Of Employees2317
Business First Quarter Payroll30855
Business Annual Payroll142079
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District03|05|06
Congressional LandArea254.92|51.88|29.78
Delivery Residential7332
Delivery Business180
Delivery Total7544
Preferred Last Line KeyV15609
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15609
Land Area1.569000
Water Area0.000000
City Alias Code
City Mixed CaseQueens Village
City Alias Mixed CaseQueens Village
Box Count0
SFDU5222
MFDU1839
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number354170
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]