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Home Insurance in 11435

Our rates are very competitive for homeowners living in the 11435 zip code. Many homeowners based out of Jamaica, NY have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NY licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 11435 should appear in the zip code field ready to go.

11435 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Jamaica area? The average homeowners premium in 11435 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 11435, you can expect to pay around $981 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 11435 Today!

Get Home Insurance Quotes in 11435

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of New York. Start your 11435 home insurance shopping today!

  1. Jamaica, NY Home Insurance Quotes

11435 Home Insurance Average Premiums

Local 11435 homeowners insurance quotes comparison

$731 /yr.

Shows Zip Code: 11435 lowest rates with discounts applied on average.

For the 11435, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$731 /yr.
Average Coverage:$981 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1281 /yr.

What is the average home insurance cost for a home in 11435?

  • • The average homeowners insurance premium paid annually for a home in 11435 is around $981 per year.

What does it cost on average per month for home insurance in 11435?

  • • Homeowners in 11435 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 11435?

  • • Autoowners in 11435 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jamaica area, check out other zip codes nearby 11435.
Review average rates in another zip code:
11432 homeowners insurance rates
11435 homeowners insurance rates
11434 homeowners insurance rates
11433 homeowners insurance rates
11430 homeowners insurance rates
11436 homeowners insurance rates

Home Replacement Cost Coverage in 11435

Average Building Cost Per Square Foot in 11435: $205

Location: Jamaica, New York (Queens County)

Average Square Footage in 11435: 2,180 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11435 before you start any project. Jamaica homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11435 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11435 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,180 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jamaica area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,180$446,900
Additional Upgrades & Added Features$2562,180$558,625
Major Home Updates or Advancements$3082,180$670,350

It's important to understand that when you estimate your replacement cost of your home in the 11435 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11435

Best Home & Auto Insurance Agencies in 11435

County Wide Insurance Agency

Address: 91-16 Sutphin Blvd Jamaica, NY 11435
Phone:
Website: http://www.capasubonagency.com
Info:

Jerome Meth - Nationwide Insurance

Address: 8515 Main St Jamaica, NY 11435
Phone:
Website: http://www.newyork.citysearch.com/profile/666898750/jamaica_ny/jerome_meth_nationwide_insurance.html
Info:

Kishun, Kish - Allstate

Address: 137-01 Liberty Ave Jamaica, NY 11435
Phone:
Website: http://www.allstateagencies.com/KishKishun/Welcome/
Info:

Amit Aery - Allstate Agent

Address: 13948 Hillside Ave Jamaica, NY 11435
Phone:
Website: http://www.allstateagencies.com/AmitAery/Welcome/
Info:

Aery, Amit - Allstate Insurance Company

Address: 139-48 Hillside Ave Jamaica, NY 11435
Phone:
Website: http://www.newyork.citysearch.com/profile/external/7440205/jamaica_ny/aery_amit_allstate_insurance_company.html
Info:

Housing Demographics for 11435

Population Review for 11435 Zip Code

For the city of Jamaica, the population within 11435 has increased to over 50,698 residents in population size. The current population total is 58,980. We have broken down the population based on race below. In 11435, there are over 28862 in male population and 30118 females.

PopulationValues
Total Population58,980
White Population7800
Black Population13522
Hispanic Population18245
Asian Population15490
Hawaiian Population59
Indian Population1346
Other Population13747
Male Population28862
Female Population30118
Population Estimate50698

Household Data for 11435

The average number of homes in 11435 is around 19,900, there are an average of 2.91 per household. The average house value according to local real estate values is around $446,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,900
Persons Per Household2.91
Average House Value$446,900
Income Per Household$71346
Median Age37.5
Median Age Male36.0
Median Age Female39.1
11435 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code347/917/929/718
CityJamaica
City Alias NameJAMAICA
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses954
Number Of Employees8899
Business First Quarter Payroll89969
Business Annual Payroll412060
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05|06
Congressional LandArea51.88|29.78
Delivery Residential17422
Delivery Business1086
Delivery Total19457
Preferred Last Line KeyV14056
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14056
Land Area1.511000
Water Area0.000000
City Alias Code
City Mixed CaseJamaica
City Alias Mixed CaseJamaica
Box Count334
SFDU6238
MFDU11156
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number354170
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]