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11542 Home Insurance Rates & Premiums

Did you know there are over 29,171 people living within the 11542 zip code area? There are over 10,367 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 11542.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New York are on the rise. The estimated average premium is around $980 a year for a standard homeowners insurance policy in Glen Cove. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Glen Cove, NY Homeowners Insurance Quotes Online

11542 Home Insurance Average Premiums

Local 11542 homeowners insurance quotes comparison

$730 /yr.

Shows Zip Code: 11542 lowest rates with discounts applied on average.

For the 11542, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$730 /yr.
Average Coverage:$980 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1280 /yr.

What is the average home insurance cost for a home in 11542?

  • • The average homeowners insurance premium paid annually for a home in 11542 is around $980 per year.

What does it cost on average per month for home insurance in 11542?

  • • Homeowners in 11542 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 11542?

  • • Autoowners in 11542 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glen Cove area, check out other zip codes nearby 11542.
Review average rates in another zip code:
11542 homeowners insurance rates

Home Replacement Cost Coverage in 11542

Average Building Cost Per Square Foot in 11542: $205

Location: Glen Cove, New York (Nassau County)

Average Square Footage in 11542: 2,614 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11542 before you start any project. Glen Cove homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11542 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11542 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,614 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glen Cove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,614$535,800
Additional Upgrades & Added Features$2562,614$669,750
Major Home Updates or Advancements$3082,614$803,700

It's important to understand that when you estimate your replacement cost of your home in the 11542 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11542

Allstate Insurance - Jennifer Reilly

Address: 256 Glen Street Glen Cove, NY 11542
Phone: (516)759-9500
Website:

Best Home & Auto Insurance Agencies in 11542

Allstate Insurance-Michael A. Weiss- LUTCF

Address: 46 Forest Ave Glen Cove, NY 11542
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance - Jennifer Reilly

Address: 256 Glen St Glen Cove, NY 11542
Phone:
Website:
Info:

Housing Demographics for 11542

Population Review for 11542 Zip Code

For the city of Glen Cove, the population within 11542 has increased to over 27,073 residents in population size. The current population total is 29,171. We have broken down the population based on race below. In 11542, there are over 14216 in male population and 14955 females.

PopulationValues
Total Population29,171
White Population16856
Black Population1768
Hispanic Population9831
Asian Population1544
Hawaiian Population4
Indian Population216
Other Population4938
Male Population14216
Female Population14955
Population Estimate27073

Household Data for 11542

The average number of homes in 11542 is around 10,367, there are an average of 2.73 per household. The average house value according to local real estate values is around $535,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,367
Persons Per Household2.73
Average House Value$535,800
Income Per Household$82049
Median Age43.3
Median Age Male41.2
Median Age Female45.5
11542 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code516
CityGlen Cove
City Alias NameGLEN COVE
CountyNassau
County FIPS059
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses936
Number Of Employees7736
Business First Quarter Payroll103041
Business Annual Payroll466652
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District03
Congressional LandArea254.92
Delivery Residential9917
Delivery Business828
Delivery Total11085
Preferred Last Line KeyV13547
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV13547
Land Area6.720000
Water Area0.243000
City Alias Code
City Mixed CaseGlen Cove
City Alias Mixed CaseGlen Cove
Box Count290
SFDU7828
MFDU1412
State ANSI36
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number353210
Unique ZIP Name
SSA State County Code33400
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseNassau

New York Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]