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Home Insurance Rates in 11572

For homeowners shopping online in 11572, our insurance rates are very competitive for homeowners living in Oceanside, NY. Many homeowners based out of the great city of Oceanside have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 11572, simply click the "Get Multiple Quotes Now" button. Your 11572 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Oceanside, NY Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

11572 Home Insurance Rating is: High!

If you live in 11572, you can easily save up to 40% off the average home insurance premium of $989 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Oceanside can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 11572 today!

Get Multiple Home Insurance Rates in 11572!

11572 Home Insurance Average Premiums

Local 11572 homeowners insurance quotes comparison

$739 /yr.

Shows Zip Code: 11572 lowest rates with discounts applied on average.

For the 11572, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$739 /yr.
Average Coverage:$989 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1289 /yr.

What is the average home insurance cost for a home in 11572?

  • • The average homeowners insurance premium paid annually for a home in 11572 is around $989 per year.

What does it cost on average per month for home insurance in 11572?

  • • Homeowners in 11572 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 11572?

  • • Autoowners in 11572 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Oceanside area, check out other zip codes nearby 11572.
Review average rates in another zip code:
11572 homeowners insurance rates

Home Replacement Cost Coverage in 11572

Average Building Cost Per Square Foot in 11572: $205

Location: Oceanside, New York (Nassau County)

Average Square Footage in 11572: 2,637 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11572 before you start any project. Oceanside homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11572 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11572 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,637 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Oceanside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,637$540,500
Additional Upgrades & Added Features$2562,637$675,625
Major Home Updates or Advancements$3082,637$810,750

It's important to understand that when you estimate your replacement cost of your home in the 11572 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11572

Allstate Insurance - Robert J Gipp

Address: 429 Merrick Rd Oceanside, NY 11572
Phone: (516)594-3400
Website:

Allstate Insurance - William Van Wickler

Address: 61 Foxhurst Road Oceanside, NY 11572
Phone: (516)536-4100
Website:

Best Home & Auto Insurance Agencies in 11572

Gerard T Dolan

Address: 3362 Long Beach Rd Oceanside, NY 11572
Phone:
Website:
Info:

Allstate Insurance - Robert J Gipp

Address: 429 Merrick Rd Oceanside, NY 11572
Phone:
Website:
Info:

RL Ginsberg - Nationwide Insurance

Address: 222 Atlantic Ave Oceanside, NY 11572
Phone:
Website: http://www.longisland.citysearch.com/profile/external/7467148/oceanside_ny/r_l_ginsberg_nationwide_insurance.html
Info:

Allstate Insurance - William Van Wickler

Address: 61 Foxhurst Rd Oceanside, NY 11572
Phone:
Website:
Info:

Long Island Insurance

Address: 3346 Long Beach Rd Oceanside, NY 11572
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 11572

Population Review for 11572 Zip Code

For the city of Oceanside, the population within 11572 has increased to over 30,567 residents in population size. The current population total is 31,157. We have broken down the population based on race below. In 11572, there are over 14854 in male population and 16303 females.

PopulationValues
Total Population31,157
White Population25104
Black Population658
Hispanic Population4385
Asian Population1151
Hawaiian Population2
Indian Population72
Other Population1701
Male Population14854
Female Population16303
Population Estimate30567

Household Data for 11572

The average number of homes in 11572 is around 10,725, there are an average of 2.89 per household. The average house value according to local real estate values is around $540,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,725
Persons Per Household2.89
Average House Value$540,500
Income Per Household$124688
Median Age43.6
Median Age Male41.9
Median Age Female45.2
11572 DetailsValues
StateNY
State Full NameNew York
City TypeB
City Alias Abbreviation
Area Code516
CityOceanside
City Alias NameOCEANSIDE
CountyNassau
County FIPS059
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1037
Number Of Employees10433
Business First Quarter Payroll133973
Business Annual Payroll592878
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District04
Congressional LandArea110.85
Delivery Residential10577
Delivery Business797
Delivery Total11549
Preferred Last Line KeyV15181
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV15181
Land Area4.768000
Water Area0.496000
City Alias Code
City Mixed CaseOceanside
City Alias Mixed CaseOceanside
Box Count88
SFDU9491
MFDU745
State ANSI36
County ANSI059
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number357160
Unique ZIP Name
SSA State County Code33400
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseNassau

New York Homeowners Insurance News & Information

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