11580 Home Insurance Rates

For homeowners living in 11580, the population estimates are increasing to well over 43,026 with 13,110 occupied homes within the zip code of 11580. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Valley Stream have increased and the average home insurance premium is around $1,040 per year in 11580. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 11580 zip code today so we can help you find affordable Valley Stream, NY home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 11580

Please select one of the three options below based on your 11580 zip code to learn more about New York homeowners insurance, plus review average rates and information per state, county or city.

1. New York Homeowners Insurance Quotes
2. Nassau County, NY Home Insurance
3. Valley Stream, NY Home Insurance Quotes

11580 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 11580 zip code just got easier with GetHomeInsuranceQuotes.com of Valley Stream, NY. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 11580 today and let us help you review the best home insurance quotes available for homeowners living in Valley Stream.

Get 11580 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 11580: $205

Average Square Footage in 11580: 2,311 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11580 before you start any project. Valley Stream homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11580 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11580 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,311 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Valley Stream area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 11580 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Bob Hannan Agency Inc - State Farm Insurance Agent

PDH Insurance Brokerage

Allstate Insurance-The Kanestrin Group- Inc.

Herb Albernas Agency Inc - State Farm Insurance Agent

Island Agency Incorporated

Household Data for 11580

The average number of homes in 11580 is around 13,110, there are an average of 3.27 per household. The average house value according to local real estate values is around $473,700. Please review the following demographics below for average income and media age.

• $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

  According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

• I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

  According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

• How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

  Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]