Get multiple home insurance quotes in 11590. Our licensed 11590, NY agents are ready to serve you.

11590 Homeowners Insurance Quotes & Rates

Westbury residents living within the 14,316 homes available in the zip code of 11590 are shopping online to compare cheaper and more affordable Westbury, NY home insurance rates. In the great city of Westbury, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of New York is around $943 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 11590 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 11590 home insurance rates today! Please give us a call now at 1-855-976-2656. For Westbury, NY Homeowners Insurance Quotes, Click to easily get started!

11590 Home Insurance Average Premiums

Local 11590 homeowners insurance quotes comparison

$693 /yr.

Shows Zip Code: 11590 lowest rates with discounts applied on average.

For the 11590, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$693 /yr.
Average Coverage:$943 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1243 /yr.

What is the average home insurance cost for a home in 11590?

  • • The average homeowners insurance premium paid annually for a home in 11590 is around $943 per year.

What does it cost on average per month for home insurance in 11590?

  • • Homeowners in 11590 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 11590?

  • • Autoowners in 11590 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westbury area, check out other zip codes nearby 11590.
Review average rates in another zip code:
11590 homeowners insurance rates

Home Replacement Cost Coverage in 11590

Average Building Cost Per Square Foot in 11590: $205

Location: Westbury, New York (Nassau County)

Average Square Footage in 11590: 2,514 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11590 before you start any project. Westbury homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11590 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11590 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,514 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westbury area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,514$515,400
Additional Upgrades & Added Features$2562,514$644,250
Major Home Updates or Advancements$3082,514$773,100

It's important to understand that when you estimate your replacement cost of your home in the 11590 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11590

Allstate Insurance - Anthony S. Furnari

Address: 160 Post Ave Westbury, NY 11590
Phone: (516)333-4300
Website:

Allstate Insurance - Kazumi Didio

Address: 809 Carman Avenue Westbury, NY 11590
Phone: (516)338-8300
Website:

Allstate Insurance - Jamie B. Acarino

Address: 990 Westbury Rd #200 Westbury, NY 11590
Phone: (516)333-4848
Website:

Best Home & Auto Insurance Agencies in 11590

Etzel Realty

Address: 229 Post Ave Westbury, NY 11590
Phone:
Website:
Info:

Weissman, Robert - Allstate

Address: 30 Jericho Executive Plz, #300w Jericho, NY 11590
Phone:
Website: http://www.allstateagencies.com/robertw/Welcome/
Info:

Yvette Korell - Nationwide Insurance

Address: 176 Post Ave Westbury, NY 11590
Phone:
Website: http://www.nationwide.com/agent/Westbury-NEW-YORK-insurance-agent/korell/office.html
Info:

Carbone & Molloy

Address: 346 Maple Ave Westbury, NY 11590
Phone:
Website:
Info:

Allstate Insurance - Kazumi Didio

Address: 809 Carman Ave Westbury, NY 11590
Phone:
Website:
Info:

Housing Demographics for 11590

Population Review for 11590 Zip Code

For the city of Westbury, the population within 11590 has increased to over 45,936 residents in population size. The current population total is 47,838. We have broken down the population based on race below. In 11590, there are over 23305 in male population and 24533 females.

PopulationValues
Total Population47,838
White Population17774
Black Population8900
Hispanic Population16031
Asian Population5466
Hawaiian Population15
Indian Population369
Other Population9770
Male Population23305
Female Population24533
Population Estimate45936

Household Data for 11590

The average number of homes in 11590 is around 14,316, there are an average of 3.30 per household. The average house value according to local real estate values is around $515,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,316
Persons Per Household3.30
Average House Value$515,400
Income Per Household$122078
Median Age40.4
Median Age Male38.4
Median Age Female42.4
11590 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code516/631/718
CityWestbury
City Alias NameWESTBURY
CountyNassau
County FIPS059
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1701
Number Of Employees23103
Business First Quarter Payroll329458
Business Annual Payroll1352360
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District03|04
Congressional LandArea254.92|110.85
Delivery Residential13920
Delivery Business1372
Delivery Total16041
Preferred Last Line KeyV16962
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV16962
Land Area6.704000
Water Area0.016000
City Alias Code
City Mixed CaseWestbury
City Alias Mixed CaseWestbury
Box Count524
SFDU10868
MFDU2457
State ANSI36
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number359080
Unique ZIP Name
SSA State County Code33400
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseNassau

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]