Get multiple home insurance quotes in 11691. Our licensed 11691, NY agents are ready to serve you.

11691 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 11691? There are over 21,130 occupied homes in the 11691 area. With a population size of 64,673, it's not uncommon for residence of Far Rockaway, NY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New York is around $1,023 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 11691 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Far Rockaway, NY Home Insurance Rate Quotes

11691 Home Insurance Average Premiums

Local 11691 homeowners insurance quotes comparison

$773 /yr.

Shows Zip Code: 11691 lowest rates with discounts applied on average.

For the 11691, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$773 /yr.
Average Coverage:$1023 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1323 /yr.

What is the average home insurance cost for a home in 11691?

  • • The average homeowners insurance premium paid annually for a home in 11691 is around $1023 per year.

What does it cost on average per month for home insurance in 11691?

  • • Homeowners in 11691 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 11691?

  • • Autoowners in 11691 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Far Rockaway area, check out other zip codes nearby 11691.
Review average rates in another zip code:
11693 homeowners insurance rates
11691 homeowners insurance rates

Home Replacement Cost Coverage in 11691

Average Building Cost Per Square Foot in 11691: $205

Location: Far Rockaway, New York (Queens County)

Average Square Footage in 11691: 2,727 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11691 before you start any project. Far Rockaway homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11691 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11691 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,727 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Far Rockaway area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,727$559,100
Additional Upgrades & Added Features$2562,727$698,875
Major Home Updates or Advancements$3082,727$838,650

It's important to understand that when you estimate your replacement cost of your home in the 11691 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11691

Best Home & Auto Insurance Agencies in 11691

Housing Demographics for 11691

Population Review for 11691 Zip Code

For the city of Far Rockaway, the population within 11691 has increased to over 59,243 residents in population size. The current population total is 64,673. We have broken down the population based on race below. In 11691, there are over 30572 in male population and 34101 females.

PopulationValues
Total Population64,673
White Population15685
Black Population29387
Hispanic Population17400
Asian Population1579
Hawaiian Population60
Indian Population623
Other Population11426
Male Population30572
Female Population34101
Population Estimate59243

Household Data for 11691

The average number of homes in 11691 is around 21,130, there are an average of 2.92 per household. The average house value according to local real estate values is around $559,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,130
Persons Per Household2.92
Average House Value$559,100
Income Per Household$54877
Median Age34.0
Median Age Male31.2
Median Age Female36.4
11691 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code929/347/718/516
CityFar Rockaway
City Alias NameFAR ROCKAWAY
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses549
Number Of Employees10903
Business First Quarter Payroll114294
Business Annual Payroll506588
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea51.88
Delivery Residential20289
Delivery Business621
Delivery Total20903
Preferred Last Line KeyV13276
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV13276
Land Area2.683000
Water Area0.098000
City Alias Code
City Mixed CaseFar Rockaway
City Alias Mixed CaseFar Rockaway
Box Count0
SFDU5877
MFDU12347
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number352785
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]