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Compare 11692 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Arverne just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 7,938 neighbors looking to save on their home insurance policy in the local 11692 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 11692. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Arverne, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Arverne, NY

11692 Home Insurance Average Premiums

Local 11692 homeowners insurance quotes comparison

$820 /yr.

Shows Zip Code: 11692 lowest rates with discounts applied on average.

For the 11692, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$820 /yr.
Average Coverage:$1070 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1370 /yr.

What is the average home insurance cost for a home in 11692?

  • • The average homeowners insurance premium paid annually for a home in 11692 is around $1070 per year.

What does it cost on average per month for home insurance in 11692?

  • • Homeowners in 11692 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 11692?

  • • Autoowners in 11692 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arverne area, check out other zip codes nearby 11692.
Review average rates in another zip code:
11692 homeowners insurance rates

Home Replacement Cost Coverage in 11692

Average Building Cost Per Square Foot in 11692: $205

Location: Arverne, New York (Queens County)

Average Square Footage in 11692: 2,379 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11692 before you start any project. Arverne homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11692 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11692 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,379 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arverne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,379$487,600
Additional Upgrades & Added Features$2562,379$609,500
Major Home Updates or Advancements$3082,379$731,400

It's important to understand that when you estimate your replacement cost of your home in the 11692 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11692

Best Home & Auto Insurance Agencies in 11692

Housing Demographics for 11692

Population Review for 11692 Zip Code

For the city of Arverne, the population within 11692 has increased to over 19,328 residents in population size. The current population total is 22,776. We have broken down the population based on race below. In 11692, there are over 10234 in male population and 12542 females.

PopulationValues
Total Population22,776
White Population3173
Black Population13121
Hispanic Population5438
Asian Population1119
Hawaiian Population20
Indian Population209
Other Population2899
Male Population10234
Female Population12542
Population Estimate19328

Household Data for 11692

The average number of homes in 11692 is around 7,938, there are an average of 2.72 per household. The average house value according to local real estate values is around $487,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,938
Persons Per Household2.72
Average House Value$487,600
Income Per Household$53498
Median Age36.1
Median Age Male33.5
Median Age Female38.3
11692 DetailsValues
StateNY
State Full NameNew York
City TypeN
City Alias Abbreviation
Area Code929/347/718
CityArverne
City Alias NameARVERNE
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses119
Number Of Employees1564
Business First Quarter Payroll15296
Business Annual Payroll66121
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea51.88
Delivery Residential7106
Delivery Business100
Delivery Total9468
Preferred Last Line KeyV19628
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV19628
Land Area1.016000
Water Area0.099000
City Alias Code
City Mixed CaseArverne
City Alias Mixed CaseArverne
Box Count175
SFDU1419
MFDU3602
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number352785
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]