Get multiple home insurance quotes in 11721. Our licensed 11721, NY agents are ready to serve you.

Homeowners Insurance in 11721

In Centerport, NY, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 11721 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 11721 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 11721 should appear in the zip code field ready to go.

11721 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New York, you are going to see rates around the average home insurance premium per year of $992. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Centerport home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 11721 Home Insurance Rates Now!

Best 3 Options to Compare in 11721

If you want homeowners insurance quotes within the city of Centerport or in the 11721 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Centerport, NY.

11721 Home Insurance Average Premiums

Local 11721 homeowners insurance quotes comparison

$742 /yr.

Shows Zip Code: 11721 lowest rates with discounts applied on average.

For the 11721, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$742 /yr.
Average Coverage:$992 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1292 /yr.

What is the average home insurance cost for a home in 11721?

  • • The average homeowners insurance premium paid annually for a home in 11721 is around $992 per year.

What does it cost on average per month for home insurance in 11721?

  • • Homeowners in 11721 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 11721?

  • • Autoowners in 11721 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Centerport area, check out other zip codes nearby 11721.
Review average rates in another zip code:
11721 homeowners insurance rates

Home Replacement Cost Coverage in 11721

Average Building Cost Per Square Foot in 11721: $205

Location: Centerport, New York (Suffolk County)

Average Square Footage in 11721: 3,307 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11721 before you start any project. Centerport homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11721 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11721 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,307 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Centerport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,307$678,000
Additional Upgrades & Added Features$2563,307$847,500
Major Home Updates or Advancements$3083,307$1,017,000

It's important to understand that when you estimate your replacement cost of your home in the 11721 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11721

Best Home & Auto Insurance Agencies in 11721

Carr Agency Inc

Address: 101 Mill Dam Rd Centerport, NY 11721
Phone:
Website:
Info:

Allstate Insurance - David J. Tuohy- Sr

Address: 233 E Main St Huntington, NY 11721
Phone:
Website:
Info:

Housing Demographics for 11721

Population Review for 11721 Zip Code

For the city of Centerport, the population within 11721 has increased to over 6,304 residents in population size. The current population total is 6,318. We have broken down the population based on race below. In 11721, there are over 3020 in male population and 3298 females.

PopulationValues
Total Population6,318
White Population5653
Black Population40
Hispanic Population345
Asian Population129
Hawaiian Population1
Indian Population5
Other Population103
Male Population3020
Female Population3298
Population Estimate6304

Household Data for 11721

The average number of homes in 11721 is around 2,344, there are an average of 2.70 per household. The average house value according to local real estate values is around $678,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,344
Persons Per Household2.70
Average House Value$678,000
Income Per Household$177179
Median Age47.9
Median Age Male48.2
Median Age Female47.6
11721 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code631/934
CityCenterport
City Alias NameCENTERPORT
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses179
Number Of Employees666
Business First Quarter Payroll7270
Business Annual Payroll33587
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District01
Congressional LandArea650.02
Delivery Residential2335
Delivery Business41
Delivery Total2995
Preferred Last Line KeyV12484
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV12484
Land Area2.509000
Water Area1.435000
City Alias Code
City Mixed CaseCenterport
City Alias Mixed CaseCenterport
Box Count143
SFDU2294
MFDU4
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number351345
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]