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If you live in the 11743 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Huntington have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NY licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 11743 and then compare quotes from a variety of nationwide insurance companies.

11743 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 11743 the average premium for homeowners coverage is $955 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 11743. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 11743 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Huntington, NY home insurance quotes in your area.

11743 Home Insurance Average Premiums

Local 11743 homeowners insurance quotes comparison

$705 /yr.

Shows Zip Code: 11743 lowest rates with discounts applied on average.

For the 11743, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$705 /yr.
Average Coverage:$955 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1255 /yr.

What is the average home insurance cost for a home in 11743?

  • • The average homeowners insurance premium paid annually for a home in 11743 is around $955 per year.

What does it cost on average per month for home insurance in 11743?

  • • Homeowners in 11743 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 11743?

  • • Autoowners in 11743 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Huntington area, check out other zip codes nearby 11743.
Review average rates in another zip code:
11743 homeowners insurance rates

Home Replacement Cost Coverage in 11743

Average Building Cost Per Square Foot in 11743: $205

Location: Huntington, New York (Suffolk County)

Average Square Footage in 11743: 3,184 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11743 before you start any project. Huntington homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11743 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11743 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,184 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Huntington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,184$652,800
Additional Upgrades & Added Features$2563,184$816,000
Major Home Updates or Advancements$3083,184$979,200

It's important to understand that when you estimate your replacement cost of your home in the 11743 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11743

Allstate Insurance - Don Doherty

Address: 356 New York Avenue Huntington, NY 11743
Phone: (631)547-0100
Website:

Allstate Insurance - David J. Tuohy- Sr

Address: 233 East Main Street Huntington, NY 11743
Phone: (631)423-1200
Website:

Allstate Insurance - Cathleen Raghunath

Address: 741 Park Avenue Huntington, NY 11743
Phone: (631)423-1800
Website:

Best Home & Auto Insurance Agencies in 11743

Edward E Hall and Company

Address: 33 School Ln Huntington, NY 11743
Phone:
Website: http://www.myserviceprofile.com/InsuranceServicesinHuntington11743.htm
Info:

MRW Group Insurance Agency Incorporated

Address: 70 Main St Huntington, NY 11743
Phone:
Website: http://www.mrwgroup.com/
Info:

Malcolm G Lowry - Nationwide Insurance

Address: 760 Park Ave Huntington, NY 11743
Phone:
Website: http://www.nationwide.com/agent/Huntington-NEW-YORK-insurance-agent/malcolm-g-lowry/office.html
Info:

Joseph P O'brien Agency

Address: 454 New York Ave Huntington, NY 11743
Phone:
Website:
Info:

Allstate Insurance Company - Milton Choto

Address: 595 W Jericho Turnpike Huntington, NY 11743
Phone:
Website: http://www.longisland.citysearch.com/profile/662327450/huntington_ny/allstate_insurance_company_milton_choto.html
Info:

Housing Demographics for 11743

Population Review for 11743 Zip Code

For the city of Huntington, the population within 11743 has increased to over 41,060 residents in population size. The current population total is 41,522. We have broken down the population based on race below. In 11743, there are over 20395 in male population and 21127 females.

PopulationValues
Total Population41,522
White Population32038
Black Population2304
Hispanic Population4870
Asian Population1928
Hawaiian Population8
Indian Population114
Other Population1893
Male Population20395
Female Population21127
Population Estimate41060

Household Data for 11743

The average number of homes in 11743 is around 15,308, there are an average of 2.69 per household. The average house value according to local real estate values is around $652,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,308
Persons Per Household2.69
Average House Value$652,800
Income Per Household$144452
Median Age47.7
Median Age Male45.9
Median Age Female49.0
11743 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code631/516/934
CityHuntington
City Alias NameHUNTINGTON
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1960
Number Of Employees16167
Business First Quarter Payroll233634
Business Annual Payroll1066361
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District01
Congressional LandArea650.02
Delivery Residential15264
Delivery Business1530
Delivery Total18310
Preferred Last Line KeyV13982
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV13982
Land Area25.667000
Water Area3.024000
City Alias Code
City Mixed CaseHuntington
City Alias Mixed CaseHuntington
Box Count557
SFDU14326
MFDU413
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number354055
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]